1 The authors are grateful to many members of the FDIC's professional staff, especially among the Division of
Research and Statistics and the Division of Insurance, for their encouragement and insights. Of course,
responsibility for the contents of the report rests with us. None of the opinions expressed herein necessarily
represent official positions of the FDIC.
Ross Waldrop (202) 898-3951
Warren Heller (202) 898-6544
October 17, 2001
2 Most of the data in this report can be found in the FDIC Historical Statistics on Banking at www.fdic.gov/bank/historical/index.html.
