Noncurrent Rates on Loans Secured by 1-4 Family Residential Properties

Report Date First Lien Mortgages Closed-End Junior
Lien Mortgages
Home Equity
Lines of Credit
March 31, 2004 0.84% 0.77% 0.21%
June 30, 2004 0.75% 0.67% 0.17%
September 30, 2004 0.75% 0.66% 0.17%
December 31, 2004 0.72% 0.63% 0.18%
March 31, 2005 0.69% 0.58% 0.18%
June 30, 2005 0.74% 0.47% 0.17%
September 30, 2005 0.92% 0.43% 0.20%
December 31, 2005 1.02% 0.46% 0.24%
March 31, 2006 0.95% 0.44% 0.30%
June 30, 2006 0.92% 0.41% 0.26%
September 30, 2006 0.96% 0.44% 0.31%
December 31, 2006 1.11% 0.50% 0.40%
March 31, 2007 1.19% 0.65% 0.44%
June 30, 2007 1.33% 0.70% 0.50%