Sources of Earnings Growth Contributions to Pre-Tax Earnings Growth

Report Date Increase in Net Interest
Income		 Increase in Noninterest
Income		 Increase in Gains
on Securities Sales		 Increase in Loan
Loss Provision		 Increase in Noninterest
Expense
March 31, 2007 $3.33011 $1.18214 $0.85195 $3.24775 $3.04198