| FDIC - Quarterly Banking Profile |
| Is the Credit Cycle Turning? | ||
| Year | Net Charge-Off Rate | Noncurrent Rate |
|---|---|---|
| 1984 | 0.78% | 2.60% |
| 1985 | 0.78% | 2.76% |
| 1985 | 0.77% | 2.79% |
| 1985 | 0.78% | 2.86% |
| 1985 | 0.85% | 2.74% |
| 1986 | 0.89% | 3.02% |
| 1986 | 0.94% | 3.14% |
| 1986 | 0.99% | 3.31% |
| 1986 | 1.01% | 3.25% |
| 1987 | 1.01% | 4.28% |
| 1987 | 0.97% | 4.15% |
| 1987 | 0.93% | 4.04% |
| 1987 | 0.94% | 3.85% |
| 1988 | 0.97% | 3.81% |
| 1988 | 1.04% | 3.62% |
| 1988 | 1.07% | 3.59% |
| 1988 | 1.05% | 3.24% |
| 1989 | 1.01% | 3.17% |
| 1989 | 0.99% | 3.21% |
| 1989 | 0.99% | 3.33% |
| 1989 | 1.17% | 3.25% |
| 1990 | 1.31% | 2.94% |
| 1990 | 1.45% | 3.00% |
| 1990 | 1.50% | 3.22% |
| 1990 | 1.44% | 3.50% |
| 1991 | 1.34% | 3.77% |
| 1991 | 1.31% | 3.79% |
| 1991 | 1.36% | 3.72% |
| 1991 | 1.36% | 3.58% |
| 1992 | 1.37% | 3.58% |
| 1992 | 1.28% | 3.41% |
| 1992 | 1.21% | 3.24% |
| 1992 | 1.12% | 2.94% |
| 1993 | 1.05% | 2.82% |
| 1993 | 1.00% | 2.53% |
| 1993 | 0.90% | 2.36% |
| 1993 | 0.81% | 2.01% |
| 1994 | 0.74% | 1.91% |
| 1994 | 0.66% | 1.67% |
| 1994 | 0.60% | 1.51% |
| 1994 | 0.51% | 1.34% |
| 1995 | 0.48% | 1.36% |
| 1995 | 0.44% | 1.29% |
| 1995 | 0.45% | 1.26% |
| 1995 | 0.46% | 1.21% |
| 1996 | 0.49% | 1.23% |
| 1996 | 0.52% | 1.16% |
| 1996 | 0.52% | 1.15% |
| 1996 | 0.53% | 1.08% |
| 1997 | 0.54% | 1.10% |
| 1997 | 0.55% | 1.03% |
| 1997 | 0.57% | 1.03% |
| 1997 | 0.57% | 0.99% |
| 1998 | 0.58% | 0.99% |
| 1998 | 0.58% | 0.94% |
| 1998 | 0.59% | 0.93% |
| 1998 | 0.59% | 0.95% |
| 1999 | 0.59% | 0.96% |
| 1999 | 0.57% | 0.91% |
| 1999 | 0.54% | 0.94% |
| 1999 | 0.53% | 0.91% |
| 2000 | 0.53% | 0.92% |
| 2000 | 0.53% | 0.93% |
| 2000 | 0.54% | 0.96% |
| 2000 | 0.59% | 1.05% |
| 2001 | 0.62% | 1.12% |
| 2001 | 0.68% | 1.17% |
| 2001 | 0.75% | 1.24% |
| 2001 | 0.84% | 1.30% |
| 2002 | 0.92% | 1.37% |
| 2002 | 0.97% | 1.36% |
| 2002 | 1.01% | 1.39% |
| 2002 | 0.97% | 1.36% |
| 2003 | 0.93% | 1.31% |
| 2003 | 0.89% | 1.23% |
| 2003 | 0.83% | 1.17% |
| 2003 | 0.78% | 1.12% |
| 2004 | 0.74% | 1.00% |
| 2004 | 0.68% | 0.89% |
| 2004 | 0.63% | 0.85% |
| 2004 | 0.58% | 0.80% |
| 2005 | 0.54% | 0.75% |
| 2005 | 0.50% | 0.72% |
| 2005 | 0.50% | 0.74% |
| 2005 | 0.50% | 0.74% |
| 2006 | 0.47% | 0.71% |
| 2006 | 0.44% | 0.70% |
| 2006 | 0.42% | 0.73% |
| 2006 | 0.39% | 0.78% |
| 2007 | 0.42% | 0.83% |
| Last Updated 05/31/2007 | Questions, Suggestions & Requests |
