|
TABLE I-A. Selected Indicators, FDIC-Insured Institutions*
|
| |
2008
|
2007
|
2006
|
2005
|
2004
|
2003
|
2002
|
| Return on assets (%) |
0.08 |
0.81 |
1.28 |
1.28 |
1.28 |
1.38 |
1.30 |
| Return on equity (%) |
0.79 |
7.75 |
12.30 |
12.43 |
13.20 |
15.05 |
14.08 |
| Core capital (leverage) ratio (%) |
7.49 |
7.97 |
8.22 |
8.25 |
8.11 |
7.88 |
7.86 |
| Noncurrent assets plus other real estate owned to assets (%) |
1.88 |
0.94 |
0.54 |
0.50 |
0.53 |
0.75 |
0.90 |
| Net charge-offs to loans (%) |
1.28 |
0.59 |
0.39 |
0.49 |
0.56 |
0.78 |
0.97 |
| Asset growth rate (%) |
6.24 |
9.89 |
9.04 |
7.63 |
11.37 |
7.58 |
7.20 |
| Net interest margin (%) |
3.18 |
3.29 |
3.31 |
3.47 |
3.52 |
3.73 |
3.96 |
| Net operating income growth (%) |
-85.70 |
-27.58 |
8.52 |
11.43 |
3.99 |
16.38 |
17.58 |
| Number of institutions reporting |
8,305 |
8,534 |
8,680 |
8,833 |
8,976 |
9,181 |
9,354 |
| Commercial banks |
7,085 |
7,283 |
7,401 |
7,526 |
7,631 |
7,770 |
7,888 |
| Savings institutions |
1,220 |
1,251 |
1,279 |
1,307 |
1,345 |
1,411 |
1,466 |
| Percentage of unprofitable institutions (%) |
23.59 |
12.07 |
7.94 |
6.22 |
5.97 |
5.99 |
6.67 |
| Number of problem institutions |
252 |
76 |
50 |
52 |
80 |
116 |
136 |
| Assets of problem institutions (in billions) |
$159 |
$22 |
$8 |
$7 |
$28 |
$30 |
$39 |
| Number of failed institutions |
25 |
3 |
0 |
0 |
4 |
3 |
11 |
| Number of assisted institutions |
5 |
0 |
0 |
0 |
0 |
0 |
0 |
| * Excludes insured branches of foreign banks (IBAs). |
