Each depositor insured to at least $250,000 per insured bank

Quarterly Banking Profile

Chart 5.
The Coverage Ratio Is Still Declining
Year Quarter Noncurrent Loans ($ Billions) Loan-Loss Reserves ($ Billions) Coverage Ratio (Percent)
2005 1 46.25 79.68 172.27
2005 2 45.82 79.05 172.53
2005 3 48.71 79.38 162.98
2005 4 49.92 77.36 154.97
2006 1 48.60 77.66 159.78
2006 2 49.14 77.92 158.55
2006 3 52.60 77.84 147.98
2006 4 57.44 77.53 134.96
2007 1 61.29 78.44 127.97
2007 2 67.69 81.22 119.99
2007 3 83.02 87.04 104.83
2007 4 110.71 102.55 92.63
2008 1 136.89 121.11 88.47
2008 2 166.04 144.40 86.97
2008 3 186.56 156.53 83.90
2008 4 230.81 173.16 75.00

Last Updated 03/20/2009 Questions, Suggestions & Requests