Each depositor insured to at least $250,000 per insured bank

Quarterly Banking Profile

Chart 4.
The Average Community Bank Margin Did Not Change in the Second Quarter
Year/Quarter Assets < $1 Billion Assets > $1 Billion
2004 Q1 3.99 3.62
2004 Q2 4.00 3.57
2004 Q3 4.10 3.54
2004 Q4 4.13 3.51
2005 Q1 4.05 3.44
2005 Q2 4.13 3.39
2005 Q3 4.16 3.39
2005 Q4 4.16 3.31
2006 Q1 4.10 3.35
2006 Q2 4.14 3.35
2006 Q3 4.10 3.27
2006 Q4 3.99 3.08
2007 Q1 3.91 3.23
2007 Q2 3.93 3.24
2007 Q3 3.93 3.27
2007 Q4 3.85 3.24
2008 Q1 3.70 3.28
2008 Q2 3.70 3.33

Last Updated 08/26/2008 Questions, Suggestions & Requests