| FDIC - Quarterly Banking Profile |
| TABLE I-A. Selected Indicators, FDIC-Insured Institutions* | |||||||
| 2008** | 2007** | 2007 | 2006 | 2005 | 2004 | 2003 | |
|---|---|---|---|---|---|---|---|
| Return on assets (%) | 0.59 | 1.20 | 0.81 | 1.28 | 1.28 | 1.28 | 1.38 |
| Return on equity (%) | 5.72 | 11.33 | 7.76 | 12.30 | 12.43 | 13.20 | 15.05 |
| Core capital (leverage) ratio (%) | 7.87 | 8.24 | 7.97 | 8.22 | 8.25 | 8.11 | 7.88 |
| Noncurrent assets plus other real estate owned to assets (%) | 1.14 | 0.57 | 0.94 | 0.54 | 0.50 | 0.53 | 0.75 |
| Net charge-offs to loans (%) | 0.99 | 0.45 | 0.59 | 0.39 | 0.49 | 0.56 | 0.78 |
| Asset growth rate (%) | 11.58 | 6.89 | 9.89 | 9.04 | 7.64 | 11.36 | 7.58 |
| Net interest margin (%) | 3.33 | 3.32 | 3.29 | 3.31 | 3.47 | 3.52 | 3.73 |
| Net operating income growth (%) | -46.31 | -2.86 | -27.49 | 8.53 | 11.39 | 4.02 | 16.39 |
| Number of institutions reporting | 8,494 | 8,649 | 8,534 | 8,680 | 8,833 | 8,976 | 9,181 |
| Commercial banks | 7,240 | 7,379 | 7,283 | 7,401 | 7,526 | 7,631 | 7,770 |
| Savings institutions | 1,254 | 1,270 | 1,251 | 1,279 | 1,307 | 1,345 | 1,411 |
| Percentage of unprofitable institutions (%) | 13.92 | 9.03 | 12.00 | 7.93 | 6.22 | 5.97 | 5.99 |
| Number of problem institutions | 90 | 53 | 76 | 50 | 52 | 80 | 116 |
| Assets of problem institutions (in billions) | $26 | $21 | $22 | $8 | $7 | $28 | $30 |
| Number of failed/assisted institutions | 2 | 1 | 3 | 0 | 0 | 4 | 3 |
|
* Excludes insured branches of foreign banks (IBAs). ** Through March 31, ratios annualized where appropriate. Asset growth rates are for 12 months ending March 31. |
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| Last Updated 05/29/2008 | Questions, Suggestions & Requests |
