Each depositor insured to at least $250,000 per insured bank

Quarterly Banking Profile

Chart 3.
Rising Loss Provisions Remain the Most Significant Factor Affecting Industry Earnings
3rd Quarter 2008 vs. 3rd Quarter 2007
($ Billions)
  Positive Factor Negative Factors
Increase in Net Interest Income 4.4  
Increase in Loan Loss Provision   33.8
Decrease in Noninterest Income   -0.9
Decrease in Proceeds From Securities Sales   -7.7
Increase in Noninterest Expense   3.8

Last Updated 11/25/2008 Questions, Suggestions & Requests