Skip Site Summary NavigationFDIC Home - Federal Deposit Insurance Corporation Stars graphic

Advanced Search
HomeDeposit InsuranceConsumer ProtectionIndustry AnalysisRegulation and ExaminationsAsset SalesNews and EventsAbout FDIC
Quarterly Banking Profile

Chart 4.
Community Bank Margins Improved in the Third Quarter
Quarterly Net Interest Margin
(Percent)
Year/Quarter Assets < $1 Billion Assets > $1 Billion
2004 Q1 3.99 3.62
2004 Q2 4.00 3.57
2004 Q3 4.10 3.54
2004 Q4 4.13 3.51
2005 Q1 4.05 3.44
2005 Q2 4.13 3.39
2005 Q3 4.16 3.39
2005 Q4 4.16 3.31
2006 Q1 4.10 3.35
2006 Q2 4.14 3.35
2006 Q3 4.10 3.27
2006 Q4 3.99 3.08
2007 Q1 3.91 3.23
2007 Q2 3.93 3.24
2007 Q3 3.93 3.27
2007 Q4 3.85 3.24
2008 Q1 3.69 3.28
2008 Q2 3.70 3.33
2008 Q3 3.78 3.32

Last Updated 11/25/2008 Questions, Suggestions & Requests

Home    Contact Us    Search    Help    SiteMap    Forms
Freedom of Information Act (FOIA) Service Center    Website Policies    USA.gov
FDIC Office of Inspector General