Each depositor insured to at least $250,000 per insured bank

Quarterly Banking Profile

Chart 6.
Consumer Loans Account for Two-Thirds of Quarterly Charge-Offs
Quarterly Net Charge-Offs
($ Billions)
Year/Quarter Consumer Loans* Loans to Commercial Borrowers
2000 Q1 3.8 1.6
2000 Q2 3.5 2.1
2000 Q3 3.8 2.3
2000 Q4 5.2 4.1
2001 Q1 4.3 3.1
2001 Q2 4.6 3.8
2001 Q3 5.6 4.3
2001 Q4 6.3 7.2
2002 Q1 7.0 4.6
2002 Q2 5.9 5.4
2002 Q3 6.1 5.9
2002 Q4 6.5 5.7
2003 Q1 6.2 4.1
2003 Q2 6.2 4.0
2003 Q3 5.9 3.7
2003 Q4 7.4 3.3
2004 Q1 6.7 2.0
2004 Q2 6.4 1.7
2004 Q3 6.0 1.5
2004 Q4 7.1 2.0
2005 Q1 6.2 1.0
2005 Q2 5.7 0.9
2005 Q3 7.0 1.3
2005 Q4 8.0 1.9
2006 Q1 4.6 0.9
2006 Q2 4.9 1.1
2006 Q3 5.9 1.2
2006 Q4 6.1 2.4
2007 Q1 6.7 1.5
2007 Q2 6.8 2.2
2007 Q3 8.1 2.8
2007 Q4 10.6 5.7
2008 Q1 14.6 5.0
2008 Q2 18.4 7.9
2008 Q3 18.0 9.9
* Consumer loans include residential mortgage loans, home equity loans, credit card loans, and other loans to individuals.

Last Updated 11/25/2008 Questions, Suggestions & Requests