FDIC Quarterly Banking Profile

Quarterly Banking Profile

Table IV-B. Distribution of Institutions and Assessment Base Among Risk Categories
Quarter Ending September 30, 2009 (dollar figures in billions)	Annual Rate in Basis Points	Number of Institutions	Percent of Total Institutions	Domestic Deposits	Percent of Total Domestic Deposits
Risk Category I	7.00- 12.00	1,917	23.64	$937	12.39
	12.01- 14.00	1,693	20.88	1,436	19.00
	14.01- 15.99	2,469	30.45	2,322	30.71
	16.00-24.00	300	3.70	240	3.17
Risk Category II	17.00-22.00	786	9.69	1,925	25.46
Risk Category II	22.01-43.00	330	4.07	412	5.45
Risk Category III	27.00-32.00	274	3.38	78	1.03
Risk Category III	32.01-58.00	187	2.31	116	1.54
Risk Category IV	40.00-45.00	94	1.16	40	0.53
Risk Category IV	45.01-77.50	58	0.72	55	0.72
Note: Institutions are categorized based on supervisory ratings, debt ratings and financial data as of September 30, 2009. Rates do not reflect the application of assessment credits. See notes to users for further information on risk categories and rates. * Assessment rates with a given risk category vary for several reasons, see 12 CFR Part 327 http://www.fdic.gov/deposit/insurance/initiative/09FinalAD35.pdf

Last Updated 02/23/2010

Each depositor insured to at least $250,000 per insured bank