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Quarterly Banking Profile
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| TABLE I-A. Selected Indicators, FDIC-Insured Institutions* | |||||||
| 2009** | 2008** | 2008 | 2007 | 2006 | 2005 | 2004 | |
|---|---|---|---|---|---|---|---|
| Return on assets (%) | 0.04 | 0.36 | 0.04 | 0.81 | 1.28 | 1.28 | 1.28 |
| Return on equity (%) | 0.38 | 3.55 | 0.37 | 7.75 | 12.30 | 12.43 | 13.20 |
| Core capital (leverage) ratio (%) | 8.25 | 7.89 | 7.47 | 7.97 | 8.22 | 8.25 | 8.11 |
| Noncurrent assets plus other real estate owned to assets (%) | 2.77 | 1.40 | 1.89 | 0.95 | 0.54 | 0.50 | 0.53 |
| Net charge-offs to loans (%) | 2.24 | 1.16 | 1.29 | 0.59 | 0.39 | 0.49 | 0.56 |
| Asset growth rate (%) | 0.01 | 8.47 | 6.20 | 9.89 | 9.04 | 7.63 | 11.37 |
| Net interest margin (%) | 3.43 | 3.35 | 3.18 | 3.29 | 3.31 | 3.47 | 3.52 |
| Net operating income growth (%) | -74.96 | -65.31 | -90.42 | -27.58 | 8.53 | 11.39 | 3.99 |
| Number of institutions reporting | 8,195 | 8,451 | 8,305 | 8,534 | 8,680 | 8,833 | 8,976 |
| Commercial banks | 6,995 | 7,203 | 7,086 | 7,283 | 7,401 | 7,526 | 7,631 |
| Savings institutions | 1,200 | 1,248 | 1,219 | 1,251 | 1,279 | 1,307 | 1,345 |
| Percentage of unprofitable institutions (%) | 26.94 | 16.99 | 24.67 | 12.08 | 7.94 | 6.22 | 5.97 |
| Number of problem institutions | 416 | 117 | 252 | 76 | 50 | 52 | 80 |
| Assets of problem institutions (in billions) | $300 | $78 | $159 | $22 | $8 | $7 | $28 |
| Number of failed institutions | 24 | 4 | 25 | 3 | 0 | 0 | 4 |
| Number of assisted institutions | 0 | 0 | 5 | 0 | 0 | 0 | 0 |
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* Excludes insured branches of foreign banks (IBAs) ** Through June 30, ratios annualized where appropriate. Asset growth rates are for 12 months ending June 30. |
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| Last Updated 8/27/2009 | Questions, Suggestions & Requests |
