Each depositor insured to at least $250,000 per insured bank

Quarterly Banking Profile

Chart 3.
Provision Expenses Have Been Growing in Significance for Two Years
Percent of Quarterly Net Operating Revenue *
Year Quarter Loss Provision
2001 1 8.32
2001 2 9.12
2001 3 11.80
2001 4 14.35
2002 1 10.80
2002 2 10.48
2002 3 11.66
2002 4 11.73
2003 1 8.73
2003 2 8.30
2003 3 6.84
2003 4 6.95
2004 1 6.01
2004 2 5.69
2004 3 5.78
2004 4 5.74
2005 1 4.63
2005 2 4.96
2005 3 6.39
2005 4 6.33
2006 1 4.12
2006 2 4.37
2006 3 5.05
2006 4 7.13
2007 1 6.19
2007 2 7.21
2007 3 11.20
2007 4 23.12
2008 1 23.98
2008 2 31.97
2008 3 33.32
2008 4 51.39
2009 1 36.64
2009 2 39.95
* Net operating revenue equals net interest income plus total noninterest income.

Last Updated 08/27/2009 Questions, Suggestions & Requests