Each depositor insured to at least $250,000 per insured bank

Quarterly Banking Profile

Chart 4.
Margins Improved Slightly in the Second Quarter
Quarterly Net Interest Margin

(Percent)
Year Quarter Assets < $1 Billion Assets > $1 Billion
2005 1 4.05 3.44
2005 2 4.13 3.39
2005 3 4.16 3.39
2005 4 4.16 3.31
2006 1 4.10 3.35
2006 2 4.14 3.35
2006 3 4.10 3.27
2006 4 3.99 3.08
2007 1 3.91 3.23
2007 2 3.93 3.24
2007 3 3.93 3.27
2007 4 3.85 3.24
2008 1 3.70 3.28
2008 2 3.70 3.33
2008 3 3.78 3.32
2008 4 3.66 3.30
2009 1 3.56 3.37
2009 2 3.60 3.47

Last Updated 08/27/2009 Questions, Suggestions & Requests