Each depositor insured to at least $250,000 per insured bank

Quarterly Banking Profile
TABLE II-A. Aggregate Condition and Income Data, All FDIC-Insured Institutions
(dollar figures in millions) 1st Quarter
2010 		4th Quarter
2009 		1st Quarter
2009 		% Change
09Q1-10Q1
Number of institutions reporting 7,932 8,012 8,247 -3.8
Total employees (full-time equivalent) 2,027,141 2,063,107 2,114,901 -4.1
CONDITION DATA
Total assets $13,356,625 $13,107,980 $13,538,166 -1.3
Loans secured by real estate 4,400,501 4,462,931 4,701,123 -6.4
1-4 Family residential mortgages 1,887,370 1,916,253 2,045,744 -7.7
Nonfarm nonresidential 1,090,417 1,091,308 1,077,150 1.2
Construction and development 417,972 451,080 566,680 -26.2
Home equity lines 659,603 661,429 674,238 -2.2
Commercial & industrial loans 1,187,609 1,220,672 1,432,211 -17.1
Loans to individuals 1,380,686 1,060,226 1,046,281 32.0
Credit cards 716,995 422,092 403,071 77.9
Farm loans 55,598 59,581 56,137 -1.0
Other loans & leases 480,932 482,524 500,602 -3.9
Less: Unearned income 2,710 3,765 2,481 9.2
Total loans & leases 7,502,616 7,282,168 7,733,872 -3.0
Less: Reserve for losses 262,875 228,348 194,321 35.3
Net loans and leases 7,239,742 7,053,820 7,539,551 -4.0
Securities 2,531,562 2,500,459 2,206,200 14.7
Other real estate owned 46,263 41,226 29,689 55.8
Goodwill and other intangibles 424,849 428,338 415,133 2.3
All other assets 3,114,209 3,084,137 3,347,594 -7.0
Total liabilities and capital 13,356,625 13,107,980 13,538,166 -1.3
Deposits 9,198,191 9,226,795 8,953,914 2.7
Domestic office deposits 7,691,747 7,696,820 7,538,993 2.0
Foreign office deposits 1,506,444 1,529,974 1,414,921 6.5
Other borrowed funds 2,051,797 1,782,222 2,417,120 -15.1
Subordinated debt 150,540 156,989 170,929 -11.9
All other liabilities 476,073 476,254 606,739 -21.5
Total equity capital (includes minority interests) 1,480,025 1,465,719 1,389,463 6.5
Bank equity capital 1,460,356 1,445,210 1,371,742 6.5
Loans and leases 30-89 days past due 144,109 140,249 158,741 -9.2
Noncurrent loans and leases 409,279 391,898 291,904 40.2
Restructured loans and leases 63,995 58,114 32,906 94.5
Mortgage-backed securities 1,386,426 1,395,280 1,313,451 5.6
Earning assets 11,552,854 11,267,422 11,587,244 -0.3
FHLB Advances 480,333 533,211 703,715 -31.7
Unused loan commitments 6,105,396 5,963,073 6,617,851 -7.7
Trust assets 18,096,616 18,622,040 15,786,613 14.6
Assets securitized and sold*** 1,414,197 1,817,280 1,881,015 -24.8
Notional amount of derivatives*** 218,074,225 213,563,342 206,742,719 5.5
INCOME DATA Full Year
2009 		Full Year
2008 		% Change 1st Quarter
2010 		1st Quarter
2009 		% Change
09Q1-10Q1
Total interest income $541,155 $603,300 -10.3 $138,407 $142,437 -2.8
Total interest expense 145,487 245,576 -40.8 29,280 42,975 -31.9
Net interest income 395,668 357,724 10.6 109,128 99,461 9.7
Provision for loan and lease losses 249,151 176,217 41.4 51,264 61,444 -16.6
Total noninterest income 260,403 207,711 25.4 61,591 68,229 -9.7
Total noninterest expense 384,868 368,313 4.5 95,288 97,514 -2.3
Securities gains (losses) -1,607 -15,440 N/M 1,603 1,644 -2.5
Applicable income taxes 5,619 6,294 -10.7 7,624 4,531 68.3
Extraordinary gains, net -3,787 5,360 N/M 58 -31 N/M
Total net income (includes minority interests) 11,040 N/A N/A 18,203 5,813 213.1
Bank net income 10,239 4,532 125.9 18,010 5,550 224.5
Net charge-offs 187,424 100,365 86.7 52,434 37,896 38.4
Cash dividends 47,183 51,089 -7.7 4,386 7,242 -39.4
Retained earnings -36,944 -46,557 N/M 13,624 -1,692 N/M
Net operating income 14,760 9,536 54.8 16,927 5,124 230.4

*** Call Report filers only.

N/A - Data Not Available

N/M - Not Meaningful

Last Updated 05/20/2010 Questions, Suggestions & Requests