|
TABLE I-A. Selected Indicators, FDIC-Insured Commercial Banks
|
|
|
2010*
|
2009*
|
2009
|
2008
|
2007
|
2006
|
2005
|
| Return on assets (%) |
0.54 |
0.08 |
0.07 |
0.13 |
0.93 |
1.33 |
1.30 |
| Return on equity (%) |
4.90 |
0.79 |
0.64 |
1.31 |
9.12 |
13.02 |
12.87 |
| Core capital (leverage) ratio (%) |
8.85 |
8.44 |
8.53 |
7.40 |
7.63 |
7.86 |
7.91 |
| Noncurrent assets plus other real estate owned to assets (%) |
3.25 |
3.06 |
3.40 |
1.84 |
0.87 |
0.52 |
0.49 |
| Net charge-offs to loans (%) |
2.72 |
2.46 |
2.58 |
1.32 |
0.62 |
0.41 |
0.56 |
| Asset growth rate (%) |
2.23 |
-1.53 |
-3.78 |
10.14 |
10.74 |
11.62 |
7.44 |
| Net interest margin (%) |
3.83 |
3.48 |
3.50 |
3.21 |
3.35 |
3.39 |
3.55 |
| Net operating income growth (%) |
283.10 |
-71.86 |
-36.12 |
-80.69 |
-21.23 |
11.19 |
11.90 |
| Number of institutions reporting |
6,622 |
6,911 |
6,839 |
7,086 |
7,283 |
7,401 |
7,526 |
| Percentage of unprofitable institutions (%) |
20.19 |
28.51 |
30.63 |
23.44 |
11.22 |
7.54 |
6.31 |
| Number of failed institutions |
112 |
83 |
120 |
20 |
2 |
0 |
0 |
| Number of assisted institutions |
0 |
6 |
6 |
4 |
0 |
0 |
0 |
|
* Through September 30, ratios annualized where appropriate. Asset growth rates are for 12 months ending September 30. |
