Report Date	International Banks	Agricultural Banks	Credit Card Lenders	Commercial Lenders	Mortgage Lenders	Consumer Lenders	Other Specialized < $1 Billion	All Other < $1 Billion	All Other > $1 Billion
December 31, 2005	0.87%	0.18%	4.64%	0.23%	0.12%	1.44%	0.26%	0.23%	0.24%
December 31, 2004	0.91%	0.22%	4.66%	0.30%	0.12%	1.57%	0.59%	0.29%	0.25%
December 31, 2003	1.40%	0.28%	5.22%	0.46%	0.18%	2.09%	1.22%	0.38%	0.62%
December 31, 2002	1.77%	0.29%	6.12%	0.65%	0.20%	1.07%	1.36%	0.35%	0.81%
December 31, 2001	0.88%	0.36%	4.52%	0.68%	0.19%	1.39%	0.50%	0.33%	0.75%
December 31, 2000	0.51%	0.23%	3.72%	0.50%	0.11%	0.49%	1.62%	0.28%	0.62%
December 31, 1999	0.62%	0.28%	3.84%	0.40%	0.12%	0.62%	1.32%	0.26%	0.46%
December 31, 1998	0.58%	0.24%	4.35%	0.36%	0.19%	0.65%	0.83%	0.35%	0.60%
December 31, 1997	0.25%	0.23%	4.72%	0.38%	0.18%	0.97%	0.30%	0.29%	0.56%
December 31, 1996	0.29%	0.26%	3.94%	0.34%	0.29%	0.77%	0.47%	0.30%	0.50%
December 31, 1995	0.35%	0.20%	3.31%	0.35%	0.28%	0.58%	0.31%	0.23%	0.41%
December 31, 1994	0.61%	0.15%	2.87%	0.40%	0.44%	0.61%	0.21%	0.19%	0.37%
December 31, 1993	1.20%	0.23%	3.65%	0.75%	0.57%	0.72%	0.52%	0.34%	0.64%
December 31, 1992	1.84%	0.36%	4.68%	1.04%	0.48%	0.77%	0.72%	0.51%	1.08%
December 31, 1991	2.47%	0.41%	4.73%	1.33%	0.50%	0.93%	0.51%	0.65%	1.17%
December 31, 1990	2.16%	0.44%	3.85%	1.22%	0.42%	0.59%	1.21%	0.61%	1.03%
December 31, 1989	1.76%	0.58%	3.55%	0.77%	0.05%	0.39%	0.96%	0.62%	0.55%
December 31, 1988	0.83%	0.77%	3.61%	0.78%	0.02%	0.42%	0.88%	0.62%	0.40%
December 31, 1987	0.81%	1.38%	3.93%	0.68%	0.02%	0.42%	0.95%	0.66%	0.46%