Each depositor insured to at least $250,000 per insured bank

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Utilization Rates of Loan Commitments
Utilization Rates of Loan Commitments

Report Date Credit Cards Commercial and
Industrial
Home Equity Nonfarm Nonresidential
Loans
March 31, 2003 16.07% 37.90% 50.18% 81.29%
June 30, 2003 16.20% 37.36% 50.72% 80.69%
September 30, 2003 16.16% 36.99% 50.48% 80.24%
December 31, 2003 18.13% 37.61% 51.47% 79.87%
March 31, 2004 16.19% 36.59% 48.30% 79.65%
June 30, 2004 15.97% 37.43% 48.87% 78.68%
September 30, 2004 16.62% 37.08% 50.10% 77.61%
December 31, 2004 17.15% 36.76% 50.70% 76.87%
March 31, 2005 16.57% 37.15% 50.15% 76.32%
June 30, 2005 16.41% 37.40% 49.69% 75.34%
September 30, 2005 16.18% 36.59% 48.83% 74.53%
December 31, 2005 16.22% 36.65% 47.66% 73.86%
March 31, 2006 15.32% 36.89% 46.40% 73.57%
June 30, 2006 15.26% 36.38% 46.67% 73.50%
September 30, 2006 15.50% 36.38% 45.82% 74.04%
December 31, 2006 15.14% 36.20% 45.57% 74.14%
March 31, 2007 14.32% 36.31% 44.71% 73.98%
June 30, 2007 14.38% 36.02% 45.03% 74.08%
September 30, 2007 14.32% 36.51% 45.19% 74.70%
December 31, 2007 14.79% 37.81% 45.98% 76.00%
March 31, 2008 14.37% 38.99% 46.85% 77.50%
June 30, 2008 14.61% 39.44% 48.84% 78.99%
September 30, 2008 15.31% 40.73% 50.03% 81.01%
December 31, 2008 17.04% 42.61% 51.56% 83.63%

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