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Home > Industry Analysis > Bank Data & StatisticsReports of Changes to FDIC Financial Institution and Office Structure > Definition of Reports

The Reports of Changes to FDIC Financial Institution and Office Structure describe non-financial activity of FDIC supervised and regulated institutions. The report reflects transactions for a specific date or a date range. The transactions could indicate either the processed date or the effective date of an institutional structure change. Data is updated weekly. The earliest available data is from August 1, 1999.. The changes include:

  the establishment of new FDIC supervised and regulated institutions;
  the combination of financial institutions;
  the purchase and assumption of deposits held in branches of financial institutions;
  the relocation of the main office of financial institutions;
  changes in the name of financial institutions;
  institutions changing charters and /or primary supervisory agent;
  closed financial institutions;
  changes in the level of trust powers;
  physical relocation of branch offices of financial institutions;
  new offices of financial institutions;
  and closed offices of financial institutions.


Category Terminology

New Institutions: Newly established and / or newly chartered de novo institutions that did not previously exist under a different charter.

Business Combination: The combination of two or more financial institutions.

Purchase and Assumption of Branches: The acquisition of certain assets and the taking of responsibility for certain deposit liabilities usually associated with specific branches of a financial institution.

Main Office Relocations: The change in location associated with the charter of an institution.

Title Changes: A new name given a financial institution.

Conversions: A change in charter, supervisory agent, insurance status, entity type, regulatory agency, and / or regulatory membership which results in a classification change.

Liquidations/Closings: Financial Institutions which voluntarily liquidate or close.

Trust Powers: The authority to engage in the trust business.

Branch Office Relocation: A change in location of a branch office of an institution.

Office Opening: Established branches of financial institutions.

Office Closing: Branches of financial institutions no longer in existence.

Summary of Changes by Institution Class: Category totals listed by institution classification.


Line Item Terminology

ADDRESS: The street address (physical location) of the institution.

CERT. NUMBER: A unique number assigned by the FDIC that is used for institution identification purposes and for the issuance of FDIC deposit insurance certificates.

CHARTER AUTHORITY: An abbreviation indicating the chartering agency of the institution. Values are listed below.

OCC = Comptroller of the Currency

OTS = Office of Thrift Supervision (This field will show a value of 'OTS' even though the institutions were chartered by the FSLIC prior to August 9, 1989.) OTS End Effective Date: July 21, 2011

SOVER = Foreign Country

STATE = One of the 50 States, Territories or Districts of the U.S.

CLASS: A one or two character abbreviation indicating a major grouping of institutions based on PRIMARY FEDERAL SUPERVISOR, CHARTER, FEDERAL RESERVE SYSTEM MEMBERSHIP, INSURANCE(1), International Banking Act (IBA) CODE, AND ORGANIZATION TYPE.

N = Insured Commercial Bank, National, Member FRS

SM = Insured Commercial Bank, State, Member FRS

NM = Insured Commercial Bank, State, Not Member FRS

SI = Insured Stock and Mutual Savings Banks

SB = Insured Savings Banks

SL = Insured Savings and Loan Associations

OI = Other Insured Institutions (IBA)

NC = Non-insured Institutions

NS = Non-insured Savings Associations

CLASS CODE: A two digit number, the first of which identifies a major category of institutions, the second of which discriminates within that category.

03 = National bank, member of FRS

13 = State commercial bank, member of the FRS

15 = State industrial bank, member of the FRS

21 = State commercial bank, not member of FRS

23 = State industrial bank, not member of FRS

33 = Federal chartered stock savings bank

34 = Federal chartered mutual savings bank

35 = State chartered stock savings and loan association

36 = State chartered mutual savings and loan association

37 = Federal chartered stock savings and loan association

38 = Federal chartered mutual savings & loan association

41 = State chartered stock savings bank

42 = State chartered mutual savings bank

43 = Federal chartered stock savings bank

44 = Federal chartered mutual savings bank

50 = OCC chartered non-deposit trust company

CITY: The name of the city or town in which the office is physically located.

COUNTY/COUNTY #: The FIPS full alpha name of the county and county number in which the institution is physically located.

DATE TYPE: A particular date.

EFFECTIVE DATE: The date the transaction became active.

PROCESSED DATE: The date the transaction was entered into the source system.

FDIC SUPERVISORY REGION: The two digit number indicating the FDIC Division of Supervision Region in which an institution's main office is located.

02 = New York

05 = Atlanta

09 = Chicago

11 = Kansas City

13 = Dallas

14 = San Francisco

16 = Office of Complex Financial Institutions (CFI)

FDIC Insured: Does the institution have FDIC Insurance? The FDIC protects depositors of insured institutions against the loss of their deposits in the event of a bank failure (up to the insurance limit).

INSTITUTION NAME: The entire legal name of the institution.

OFFICE NAME: The name of the office or branch.

PRIMARY SUPERVISORY: Character abbreviation indicating the primary supervisory agency.

OCC = Comptroller of the Currency

OTS = Office of Thrift Supervision

FDIC = Federal Deposit Insurance Corporation

FED = Federal Reserve System

STATE = One of the Fifty States, Commonwealth Territories, or District of the United States

SERVICE TYPE: A code indicating the type of service offered by an office. Full services offices accept deposits, make loans, open/close accounts, have a loan officer on site, have normal hours and a full time staff. Limited service offices have some, but not all of these features.

11 = Full service brick and mortar office
12 = Full service retail office
13 = Full service cyber office
21 = Limited service administrative office
22 = Limited service military facility
23 = Limited service drive through or detached facility
24 = Limited service loan production office
25 = Limited service consumer credit office
26 = Limited service contractual office
27 = Limited service messenger office
28 = Limited service retail office
29 = Limited service mobile office
30 = Limited service trust office

STATE: The postal abbreviation of the State in which the institution is physically located.

ZIP: The five digit code.

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