TABLE E-6 FIDUCIARY INCOME Reporting Year 2000 BANKS AND THRIFTS FILING SCHEDULE E PERCENTAGES OF TOTAL INCOME BY ASSET SIZE GROUP __________________________________________________________________________________ º Asset Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º$500 Million - º$100 - 500 ºUnder $100 º º$10+ Billion º$1 - 10 Billionº$1 Billion ºMillion ºMillion º º_______________º_______________º_______________º_______________º________________º Number of Institutions: 81 124 96 323 224 __________________________________________________________________________________ Total Assets (in thousands) of Institutions: 21,130,754,542 375,479,939 65,591,408 77,267,280 5,972,675 ____________________________________________________________________________________________________________________________________ 1. GROSS FEES, COMMISSIONS AND OTHER FIDUCIARY INCOME (a) Employee Benefit Trust Accounts 13.5% 12.8% 16.1% 14.7% 10.6% (b) Personal Trust & Estate Accounts 28.9% 35.1% 49.3% 47.2% 50.3% (c) Employee Benefit Agencies 5.2% 2.8% 3.3% 4.3% 2.8% (d) Other Agency Accounts 29.6% 25.6% 22.9% 25.0% 19.4% (e) Corporate Trust & Agency Accounts 9.1% 12.7% 2.7% 2.7% 5.6% (f) All Other Fiduciary Income 13.7% 11.0% 5.7% 6.2% 11.3% __________________________________________________________________________________ (g) Total Fiduciary Income 100.0% 100.0% 100.0% 100.0% 100.0% __________________________________________________________________________________ 2. EXPENSES (a) Salaries and Employee Benefits 31.3% 33.4% 41.6% 44.1% 67.6% (b) Other Direct Expense 18.3% 19.3% 20.3% 21.2% 31.5% (c) Allocated Indirect Expense 23.0% 15.8% 11.7% 10.2% 12.5% __________________________________________________________________________________ (d) Total Expense 72.6% 68.6% 73.6% 75.4% 111.6% __________________________________________________________________________________ 3. SETTLEMENTS, SURCHARGES & OTHER LOSSES (a) Gross Settlements, Surcharges & Other Loss 1.3% 0.6% 0.5% 0.6% 0.2% (b) Recoveries to Reported Losses 0.2% 0.2% 0.0% 0.3% 0.1% __________________________________________________________________________________ (c) Net Settlements, Surcharges & Losses 1.0% 0.4% 0.4% 0.3% 0.1% __________________________________________________________________________________ TABLE E-6 FIDUCIARY INCOME Reporting Year 2000 BANKS AND THRIFTS FILING SCHEDULE E PERCENTAGES OF TOTAL INCOME BY ASSET SIZE GROUP (continued) __________________________________________________________________________________ º Asset Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º$500 Million - º$100 - 500 ºUnder $100 º º$10+ Billion º$1 - 10 Billionº$1 Billion ºMillion ºMillion º º_______________º_______________º_______________º_______________º________________º ____________________________________________________________________________________________________________________________________ __________________________________________________________________________________ 4. NET OPERATING INCOME (LOSS) 26.4% 31.0% 26.0% 24.3% ( 11.8%) (Item 1(g) minus items 2(d) and 3(c)) __________________________________________________________________________________ 5. CREDIT FOR OWN-INSTITUTION DEPOSITS 9.6% 6.3% 4.6% 3.2% 5.9% __________________________________________________________________________________ __________________________________________________________________________________ 6. NET TRUST INCOME (LOSS) (Item 4 plus item 5) 36.0% 37.3% 30.6% 27.5% ( 5.9%) __________________________________________________________________________________ TABLE E-6 FIDUCIARY INCOME Reporting Year 2000 BANKS AND THRIFTS FILING SCHEDULE E PERCENTAGES OF TOTAL INCOME BY ASSET SIZE GROUP (continued) __________________________________________________________________________________ º Asset Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º$500 Million - º$100 - 500 ºUnder $100 º º$10+ Billion º$1 - 10 Billionº$1 Billion ºMillion ºMillion º º_______________º_______________º_______________º_______________º________________º ____________________________________________________________________________________________________________________________________ 7. SETTLEMENTS, SURCHARGES & OTHER LOSSES-BY TYPE OF ACCOUNT AND INVESTMENT DISCRETION (Completed if the amount in item 3(a) above is $100,000 or more) Discretionary Accounts __________________________________________________________________________________ (a) Employee Benefit Trust Accounts 0.1% 0.0% 0.0% 0.0% 0.0% (b) Personal Trust & Estate Accounts 0.2% 0.1% 0.1% 0.2% 0.0% (c) Employee Benefit Agencies 0.1% 0.0% 0.0% 0.0% 0.0% (d) Other Agency Accounts 0.1% 0.1% 0.0% 0.0% 0.0% __________________________________________________________________________________ Subtotal - Discretionary Accounts 0.4% 0.3% 0.1% 0.2% 0.0% __________________________________________________________________________________ Non-Discretionary Accounts __________________________________________________________________________________ (e) Employee Benefit Trusts 0.1% 0.1% 0.0% 0.0% 0.0% (f) Personal Trust & Estate Accounts 0.0% 0.0% 0.0% 0.0% 0.0% (g) Employee Benefit Agencies 0.0% 0.0% 0.0% 0.0% 0.0% (h) Other Agency Accounts 0.1% 0.0% 0.0% 0.1% 0.0% __________________________________________________________________________________ Subtotal - Non - Discretionary Accounts 0.3% 0.1% 0.0% 0.1% 0.0% __________________________________________________________________________________ Other Accounts __________________________________________________________________________________ (i) Corporate Trust & Agency Accounts 0.2% 0.0% 0.0% 0.0% 0.0% (j) All Other Activities 0.3% 0.0% 0.0% 0.0% 0.0% __________________________________________________________________________________ Subtotal - Other Accounts 0.5% 0.1% 0.0% 0.0% 0.0% __________________________________________________________________________________ TABLE E-6 FIDUCIARY INCOME Reporting Year 2000 BANKS AND THRIFTS FILING SCHEDULE E PERCENTAGES OF TOTAL INCOME BY ASSET SIZE GROUP (continued) __________________________________________________________________________________ º Asset Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º$500 Million - º$100 - 500 ºUnder $100 º º$10+ Billion º$1 - 10 Billionº$1 Billion ºMillion ºMillion º º_______________º_______________º_______________º_______________º________________º ____________________________________________________________________________________________________________________________________ __________________________________________________________________________________ Total Settlements, Surcharges & Other Losses 1.3% 0.5% 0.1% 0.2% 0.0%