TABLE A-6
                                           TRUST ASSETS BY TYPE OF ACCOUNT LAST 3 YEARS
                                                        DECEMBER 31, 1998
                                                  (DOLLAR AMOUNTS IN THOUSANDS)
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   TYPE OF ACCOUNT                                             1996           1997           1998      % CHANGE       % CHANGE
                                                                                                       1996-1997      1997-1998
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   EMPLOYEE BENEFIT ACCOUNTS
         DISCRETIONARY TRUSTS                           699,875,870    888,775,923  1,080,440,592          +27.0          +21.6
         NON-DISCRETIONARY TRUSTS                     2,733,169,433  2,634,784,534  3,364,458,982           -3.6          +27.7
                                                     __________________________________________________________________________
      TOTAL EMPLOYEE BENEFIT TRUSTS                   3,433,045,303  3,523,560,457  4,444,899,574           +2.6          +26.1
         DISCRETIONARY AGENCIES                         527,772,255    667,597,400    755,657,642          +26.5          +13.2
         NON-DISCRETIONARY AGENCIES                   1,587,737,617  2,172,211,994  2,221,259,656          +36.8           +2.3
                                                     __________________________________________________________________________
      TOTAL EMPLOYEE BENEFIT AGENCIES                 2,115,509,872  2,839,809,394  2,976,917,298          +34.2           +4.8
                                                     __________________________________________________________________________
      TOTAL AMOUNT OF EMPLOYEE BENEFIT ACCOUNTS       5,548,555,175  6,363,369,851  7,421,816,872          +14.7          +16.6
 
   PERSONAL ACCOUNTS
         DISCRETIONARY ESTATES                           21,009,512     19,909,514     23,316,789           -5.2          +17.1
         NON-DISCRETIONARY ESTATES                        1,218,960      3,530,215      1,038,899         +189.6          -70.6
                                                     __________________________________________________________________________
      TOTAL ESTATES                                      22,228,472     23,439,729     24,355,688           +5.4           +3.9
         DISCRETIONARY PERSONAL TRUSTS                  685,424,934    805,322,124    880,536,139          +17.5           +9.3
         NON-DISCRETIONARY PERSONAL TRUSTS              171,646,804    268,764,420    112,890,826          +56.6          -58.0
                                                     __________________________________________________________________________
      TOTAL PERSONAL TRUSTS                             857,071,738  1,074,086,544    993,426,965          +25.3           -7.5
         DISCRETIONARY ALL OTHER AGENCIES               750,370,833    982,841,639  1,259,369,529          +31.0          +28.1
         NON-DISCRETIONARY ALL OTHER AGENCIES         7,572,037,548  9,333,379,674 10,650,831,212          +23.3          +14.1
                                                     __________________________________________________________________________
      TOTAL ALL OTHER AGENCIES                        8,322,408,381 10,316,221,313 11,910,200,741          +24.0          +15.5
                                                     __________________________________________________________________________
      TOTAL AMOUNT OF PERSONAL ACCOUNTS               9,201,708,591 11,413,747,586 12,927,983,394          +24.0          +13.3
 
                 TOTAL ASSETS                        14,750,263,766 17,777,117,437 20,349,800,266          +20.5          +14.5
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