TABLE A-9 15 LARGEST OTS TRUST INSTITUTIONS, BY TOTAL DISCRETIONARY ASSETS DECEMBER 31, 1998 (DOLLAR AMOUNTS IN THOUSANDS) ------------------------------------------------------------------------------------------------------------------------------------ -------TRUSTS AND ESTATES------- ------AGENCIES------- TOTAL TOTAL NON- TOTAL EMPLOYEE PERSONAL ESTATES EMPLOYEE ALL DISCRETIONARY DISCRETIONARY ASSETS SEQ NAME OF INSTITUTION BENEFIT TRUSTS BENEFIT OTHERS ASSETS ASSETS ------------------------------------------------------------------------------------------------------------------------------------ 1 U.S. TRUST COMPANY OF FLORI 131,273 1,478,259 12,368 0 1,528,006 3,149,906 1,327,049 4,476,955 PALM BEACH, FL 2 WILMINGTON TRUST FSB 45,097 259,079 275 0 1,099,561 1,404,012 574,797 1,978,809 SALISBURY, MD 3 J. P. MORGAN FSB 0 553,123 31,238 0 655,875 1,240,236 3,755,206 4,995,442 PALM BEACH, FL 4 NEW LONDON TRUST F.S.B. 5,594 253,207 6,474 36,550 283,062 584,887 437,328 1,022,215 NEW LONDON, NH 5 PNC BANK, FSB 73,220 238,607 7,271 7,220 164,512 490,830 639,340 1,130,170 PITTSBURGH, PA 6 MORGAN STANLEY DEAN WITTER 0 367,507 0 0 966 368,473 1,846,940 2,215,413 JERSEY CITY, NJ 7 USAA FEDERAL SAVINGS BANK 9,163 236,847 1,906 0 108,131 356,047 6,025 362,072 SAN ANTONIO, TX 8 HOME FEDERAL BANK OF TENNES 86,465 109,468 3,284 0 123,122 322,339 38,659 360,998 KNOXVILLE, TN 9 FAMILY BANK, FSB 11,343 98,295 55 80,275 108,485 298,453 144,527 442,980 HAVERHILL, MA 10 UNION FEDERAL SAVINGS BANK 8,705 83,627 707 17,127 117,677 227,843 728,060 955,903 INDIANAPOLIS, IN 11 MERRILL LYNCH TRUST COMPANY 0 120,196 573 4,139 99,910 224,818 17,551,266 17,776,084 SOMERSET, NJ 12 BOONE NATIONAL SAVINGS AND 0 187,457 2,810 0 32,367 222,634 60,872 283,506 COLUMBIA, MO 13 ADVEST BANK AND TRUST COMPA 3,641 159,850 4,615 199 5,739 174,044 358,786 532,830 HARTFORD, CT 14 PFF BANK & TRUST 36,650 79,884 2,290 0 5,610 124,434 90,071 214,505 POMONA, CA 15 CAVALRY BANKING 27,928 32,440 965 24,565 27,992 113,890 137,380 251,270 MURFREESBORO, TN