TABLE B-5
 
                                               COLLECTIVE INVESTMENT FUNDS
                                          15 LARGEST DIVERSIFIED BALANCED FUNDS
                                                      BY ASSET SIZE
                                                    DECEMBER 31, 1998
                                                                                                 FUND          TOTAL ASSETS   TOTAL
SEQ  NAME OF INSTITUTION                       FUND NAME                                     CLASSIFICATION    (THOUS. OF $) ACCOUNT
 
  1  Mellon Bank, National Association     EB ENHANCED ASSET ALLOCATION                   02 EMPLOYEE BENEFIT     5,215,869       38
     PITTSBURGH, PA
  2  Bankers Trust Company                 PYRAMID DIVERSIFIED CASH FUND                  02 EMPLOYEE BENEFIT     3,661,825       63
     NEW YORK CITY, NY
  3  Mellon Bank, National Association     CF ENHANCED ASSET ALLOCATION FUND              04 CHARITABLE TRUST     1,820,018       22
     PITTSBURGH, PA
  4  Mellon Bank, National Association     EB GLOBAL TACTICAL ASSET ALLOC II FUND         02 EMPLOYEE BENEFIT     1,213,117       10
     PITTSBURGH, PA
  5  Wachovia Bank, National Association   DIVERSIFIED EQUITY FUND                        02 EMPLOYEE BENEFIT     1,088,649        9
     WINSTON-SALEM, NC
  6  Mellon Bank, National Association     EB STOCK PERFORMANCE                           02 EMPLOYEE BENEFIT     1,022,168        9
     PITTSBURGH, PA
  7  State Street Bank and Trust Company   ALLSTATE BALANCED FUND                         02 EMPLOYEE BENEFIT     1,021,404        1
     BOSTON, MA
  8  Mellon Bank, National Association     EB DAILY LIQUIDITY ASSET ALLOCATION FUND       02 EMPLOYEE BENEFIT       934,733        8
     PITTSBURGH, PA
  9  Columbia Trust Company                TOTAL RETURN BALANCED INVESTMENT FUND          02 EMPLOYEE BENEFIT       820,239      263
     PORTLAND, OR
 10  Morgan Guaranty Trust Company of New  EQUITY & CONVERTIBLE SECURITIES FUND           01 PERSONAL TRUST         680,395    1,327
     NEW YORK CITY, NY
 11  Citibank, N. A.                       BALANCED FUND                                  01 PERSONAL TRUST         673,900    1,609
     NEW YORK CITY, NY
 12  Mellon Bank, National Association     DF BALANCED FUND                               01 PERSONAL TRUST         562,806    2,533
     PITTSBURGH, PA
 13  Morgan Guaranty Trust Company of New  COMMINGLED FUND - MULTI-MARKET FUND II         02 EMPLOYEE BENEFIT       555,942       20
     NEW YORK CITY, NY
 14  Fidelity Management Trust Company     FIDELITY BALANCED PORTFOLIO                    02 EMPLOYEE BENEFIT       532,735        8
     BOSTON, MA
 15  The Chicago Trust Company             STATED PRIN VAL INV TR FOR EMPL BENE PLAN      02 EMPLOYEE BENEFIT       471,874      222
     CHICAGO, IL