TABLE E-4 FIDUCIARY INCOME Reporting Year 1998 BANKS AND THRIFTS FILING SCHEDULE E BY ASSET SIZE GROUP __________________________________________________________________________________ º Asset Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º$500 Million - º$100 - 500 ºUnder $100 º º$10+ Billion º$1 - 10 Billionº$1 Billion ºMillion ºMillion º º_______________º_______________º_______________º_______________º________________º Number of Institutions: 89 133 100 360 151 __________________________________________________________________________________ Total Assets (in thousands) of Institutions: 18,153,321,109 438,604,789 69,652,635 85,850,206 4,090,115 ____________________________________________________________________________________________________________________________________ 1. GROSS FEES, COMMISSIONS AND OTHER FIDUCIARY INCOME (a) Employee Benefit Trust Accounts 1,928,610 220,057 49,287 59,233 1,921 (b) Personal Trust & Estate Accounts 4,152,400 664,876 145,489 579,615 11,379 (c) Employee Benefit Agencies 744,081 69,210 11,618 14,156 3,698 (d) Other Agency Accounts 3,766,499 327,864 64,733 89,599 4,156 (e) Corporate Trust & Agency Accounts 1,326,596 155,677 8,123 10,759 2,814 (f) All Other Fiduciary Income 2,216,285 109,290 16,366 17,810 2,113 __________________________________________________________________________________ (g) Total Fiduciary Income 14,134,471 1,546,974 295,616 771,172 26,081 __________________________________________________________________________________ 2. EXPENSES (a) Salaries and Employee Benefits 4,493,291 488,672 112,730 234,670 14,042 (b) Other Direct Expense 2,788,747 346,403 58,991 89,957 6,348 (c) Allocated Indirect Expense 3,195,316 191,868 31,721 261,666 2,072 __________________________________________________________________________________ (d) Total Expenses 10,477,354 1,026,943 203,442 586,293 22,462 __________________________________________________________________________________ 3. SETTLEMENTS, SURCHARGES & OTHER LOSSES (a) Gross Settlements, Surcharges & Other Loss 234,899 10,184 5,448 2,183 27 (b) Recoveries to Reported Losses 21,334 2,106 683 225 1 __________________________________________________________________________________ (c) Net Settlements, Surcharges & Losses 213,565 8,078 4,765 1,958 26 __________________________________________________________________________________ TABLE E-4 FIDUCIARY INCOME Reporting Year 1998 BANKS AND THRIFTS FILING SCHEDULE E BY ASSET SIZE GROUP (continued) __________________________________________________________________________________ º Asset Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º$500 Million - º$100 - 500 ºUnder $100 º º$10+ Billion º$1 - 10 Billionº$1 Billion ºMillion ºMillion º º_______________º_______________º_______________º_______________º________________º ____________________________________________________________________________________________________________________________________ __________________________________________________________________________________ 4. NET OPERATING INCOME (LOSS) 3,443,552 511,953 87,409 182,921 3,593 (Item 1(g) minus items 2(d) and 3(c)) __________________________________________________________________________________ 5. CREDIT FOR OWN-INSTITUTION DEPOSITS 1,206,706 77,134 7,923 16,503 1,814 __________________________________________________________________________________ __________________________________________________________________________________ 6. NET TRUST INCOME (LOSS) (Item 4 plus item 5) 4,650,258 589,087 95,332 199,424 5,407 __________________________________________________________________________________ TABLE E-4 FIDUCIARY INCOME Reporting Year 1998 BANKS AND THRIFTS FILING SCHEDULE E BY ASSET SIZE GROUP (continued) __________________________________________________________________________________ º Asset Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º$500 Million - º$100 - 500 ºUnder $100 º º$10+ Billion º$1 - 10 Billionº$1 Billion ºMillion ºMillion º º_______________º_______________º_______________º_______________º________________º ____________________________________________________________________________________________________________________________________ 7. SETTLEMENTS, SURCHARGES & OTHER LOSSES-BY TYPE OF ACCOUNT AND INVESTMENT DISCRETION (Completed if the amount in item 3(a) above is $100,000 or more) Discretionary Accounts __________________________________________________________________________________ (a) Employee Benefit Trust Accounts 8,945 989 309 29 0 (b) Personal Trust & Estate Accounts 20,896 1,261 3,904 263 0 (c) Employee Benefit Agencies 34,982 640 32 162 0 (d) Other Agency Accounts 16,705 529 97 0 0 __________________________________________________________________________________ Subtotal - Discretionary Accounts 81,528 3,419 4,342 454 0 __________________________________________________________________________________ Non-Discretionary Accounts __________________________________________________________________________________ (e) Employee Benefit Trusts 23,237 511 0 113 0 (f) Personal Trust & Estate Accounts 2,160 159 110 0 0 (g) Employee Benefit Agencies 7,690 55 0 0 0 (h) Other Agency Accounts 34,233 1,602 4 100 0 __________________________________________________________________________________ Subtotal - Non - Discretionary Accounts 67,320 2,327 114 213 0 __________________________________________________________________________________ Other Accounts __________________________________________________________________________________ (i) Corporate Trust & Agency Accounts 60,354 804 3 57 0 (j) All Other Activities 25,386 1,006 23 299 0 __________________________________________________________________________________ Subtotal - Other Accounts 85,740 1,810 26 356 0 __________________________________________________________________________________ TABLE E-4 FIDUCIARY INCOME Reporting Year 1998 BANKS AND THRIFTS FILING SCHEDULE E BY ASSET SIZE GROUP (continued) __________________________________________________________________________________ º Asset Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º$500 Million - º$100 - 500 ºUnder $100 º º$10+ Billion º$1 - 10 Billionº$1 Billion ºMillion ºMillion º º_______________º_______________º_______________º_______________º________________º ____________________________________________________________________________________________________________________________________ __________________________________________________________________________________ Total Settlements, Surcharges & Other Losses 234,588 7,556 4,482 1,023 0