TABLE E-5 FIDUCIARY INCOME Reporting Year 1998 BANKS AND THRIFTS FILING SCHEDULE E BY INCOME SIZE GROUP __________________________________________________________________________________ º Gross Income Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º º ºUnder º º$50+ Million º$10-50 Million º$5-10 Million º$1-5 Million º$1 Million º º_______________º_______________º_______________º_______________º________________º Number of Institutions: 57 80 63 276 357 __________________________________________________________________________________ Total Assets (in thousands) of Institutions: 17,395,858,072 765,329,761 166,097,160 324,483,748 99,750,113 ____________________________________________________________________________________________________________________________________ 1. GROSS FEES, COMMISSIONS AND OTHER FIDUCIARY INCOME (a) Employee Benefit Trust Accounts 1,782,348 276,650 71,638 106,868 21,604 (b) Personal Trust & Estate Accounts 4,157,463 865,145 178,275 284,606 68,270 (c) Employee Benefit Agencies 692,000 78,316 30,728 35,111 6,608 (d) Other Agency Accounts 3,614,936 346,942 120,663 134,593 35,717 (e) Corporate Trust & Agency Accounts 1,346,682 109,469 20,510 22,060 5,248 (f) All Other Fiduciary Income 2,153,860 139,786 29,350 31,121 7,747 __________________________________________________________________________________ (g) Total Fiduciary Income 13,747,289 1,816,308 451,164 614,359 145,194 __________________________________________________________________________________ 2. EXPENSES (a) Salaries and Employee Benefits 4,276,694 591,339 151,474 246,258 77,640 (b) Other Direct Expense 2,645,748 388,152 94,091 126,835 35,620 (c) Allocated Indirect Expense 3,283,315 242,529 76,246 66,731 13,822 __________________________________________________________________________________ (d) Total Expense 10,205,757 1,222,020 321,811 439,824 127,082 __________________________________________________________________________________ 3. SETTLEMENTS, SURCHARGES & OTHER LOSSES (a) Gross Settlements, Surcharges & Other Loss 229,458 11,971 3,592 7,202 518 (b) Recoveries to Reported Losses 20,762 1,300 1,373 912 2 __________________________________________________________________________________ (c) Net Settlements, Surcharges & Losses 208,696 10,671 2,219 6,290 516 __________________________________________________________________________________ TABLE E-5 FIDUCIARY INCOME Reporting Year 1998 BANKS AND THRIFTS FILING SCHEDULE E BY INCOME SIZE GROUP (continued) __________________________________________________________________________________ º Gross Income Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º º ºUnder º º$50+ Million º$10-50 Million º$5-10 Million º$1-5 Million º$1 Million º º_______________º_______________º_______________º_______________º________________º ____________________________________________________________________________________________________________________________________ __________________________________________________________________________________ 4. NET OPERATING INCOME (LOSS) (item 4 plus item 3,332,836 583,617 127,134 168,245 17,596 (Item 1(g) minus items 2(d) and 3(c)) __________________________________________________________________________________ 5. CREDIT FOR OWN-INSTITUTION DEPOSITS 1,106,474 147,749 22,351 23,740 9,766 __________________________________________________________________________________ __________________________________________________________________________________ 6. NET TRUST INCOME (LOSS) 4,439,310 731,366 149,485 191,985 27,362 __________________________________________________________________________________ TABLE E-5 FIDUCIARY INCOME Reporting Year 1998 BANKS AND THRIFTS FILING SCHEDULE E BY INCOME SIZE GROUP (continued) __________________________________________________________________________________ º Gross Income Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º º ºUnder º º$50+ Million º$10-50 Million º$5-10 Million º$1-5 Million º$1 Million º º_______________º_______________º_______________º_______________º________________º ____________________________________________________________________________________________________________________________________ 7. SETTLEMENTS, SURCHARGES & OTHER LOSSES-BY TYPE OF ACCOUNT AND INVESTMENT DISCRETION (Completed if the amount in item 3(a) above is $100,000 or more) Discretionary Accounts __________________________________________________________________________________ (a) Employee Benefit Trust Accounts 8,541 1,293 157 281 0 (b) Personal Trust & Estate Accounts 19,674 2,297 104 4,249 0 (c) Employee Benefit Agencies 34,604 811 207 34 160 (d) Other Agency Accounts 16,593 641 58 39 0 __________________________________________________________________________________ Subtotal - Discretionary Accounts 79,412 5,042 526 4,603 160 __________________________________________________________________________________ Non-Discretionary Accounts __________________________________________________________________________________ (e) Employee Benefit Trusts 21,970 1,636 142 0 113 (f) Personal Trust & Estate Accounts 2,145 119 55 110 0 (g) Employee Benefit Agencies 7,514 78 153 0 0 (h) Other Agency Accounts 33,828 707 1,300 104 0 __________________________________________________________________________________ Subtotal - Non - Discretionary Accounts 65,457 2,540 1,650 214 113 __________________________________________________________________________________ Other Accounts __________________________________________________________________________________ (i) Corporate Trust & Agency Accounts 60,055 1,103 0 60 0 (j) All Other Activities 24,436 1,833 129 316 0 __________________________________________________________________________________ Subtotal - Other Accounts 84,491 2,936 129 376 0 __________________________________________________________________________________ TABLE E-5 FIDUCIARY INCOME Reporting Year 1998 BANKS AND THRIFTS FILING SCHEDULE E BY INCOME SIZE GROUP (continued) __________________________________________________________________________________ º Gross Income Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º º ºUnder º º$50+ Million º$10-50 Million º$5-10 Million º$1-5 Million º$1 Million º º_______________º_______________º_______________º_______________º________________º ____________________________________________________________________________________________________________________________________ __________________________________________________________________________________ Total Settlements, Surcharges & Other Losses 229,360 10,518 2,305 5,193 273