TABLE E-10 FIDUCIARY INCOME Reporting Year 1998 NON-DEPOSIT TRUST COMPANIES FILING SCHEDULE E PERCENTAGES OF TOTAL INCOME BY ASSET SIZE GROUP __________________________________________________________________________________ º Asset Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º$500 Million - º$100 - 500 ºUnder $100 º º$10+ Billion º$1 - 10 Billionº$1 Billion ºMillion ºMillion º º_______________º_______________º_______________º_______________º________________º Number of Institutions: 18 57 27 48 33 __________________________________________________________________________________ Total Assets (in thousands) of Institutions: 1,349,440,222 192,287,982 19,396,222 11,860,235 434,429 ____________________________________________________________________________________________________________________________________ 1. GROSS FEES, COMMISSIONS AND OTHER FIDUCIARY INCOME (a) Employee Benefit Trust Accounts 13.5% 14.0% 16.9% 17.9% 0.1% (b) Personal Trust & Estate Accounts 16.7% 33.4% 36.5% 38.1% 4.0% (c) Employee Benefit Agencies 29.0% 5.1% 2.8% 3.6% 0.2% (d) Other Agency Accounts 20.9% 20.2% 30.1% 19.8% 0.8% (e) Corporate Trust & Agency Accounts 4.2% 3.9% 4.8% 6.3% 72.4% (f) All Other Fiduciary Income 15.6% 23.3% 9.0% 14.4% 22.4% __________________________________________________________________________________ (g) Total Fiduciary Income 100.0% 100.0% 100.0% 100.0% 100.0% __________________________________________________________________________________ 2. EXPENSES (a) Salaries and Employee Benefits 33.9% 37.2% 40.9% 47.7% 29.2% (b) Other Direct Expense 37.1% 25.9% 28.1% 33.0% 36.3% (c) Allocated Indirect Expense 11.9% 12.1% 10.2% 8.2% 23.0% __________________________________________________________________________________ (d) Total Expense 82.8% 75.3% 79.2% 88.8% 88.5% __________________________________________________________________________________ 3. SETTLEMENTS, SURCHARGES & OTHER LOSSES (a) Gross Settlements, Surcharges & Other Loss 0.3% 0.8% 0.2% 0.2% 0.1% (b) Recoveries to Reported Losses 0.1% 0.1% 0.1% 0.0% 0.0% __________________________________________________________________________________ (c) Net Settlements, Surcharges & Losses 0.3% 0.6% 0.1% 0.2% 0.1% __________________________________________________________________________________ TABLE E-10 FIDUCIARY INCOME Reporting Year 1998 NON-DEPOSIT TRUST COMPANIES FILING SCHEDULE E PERCENTAGES OF TOTAL INCOME BY ASSET SIZE GROUP (continued) __________________________________________________________________________________ º Asset Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º$500 Million - º$100 - 500 ºUnder $100 º º$10+ Billion º$1 - 10 Billionº$1 Billion ºMillion ºMillion º º_______________º_______________º_______________º_______________º________________º ____________________________________________________________________________________________________________________________________ __________________________________________________________________________________ 4. NET OPERATING INCOME (LOSS) 16.9% 24.1% 20.7% 11.0% 11.4% (Item 1(g) minus items 2(d) and 3(c)) __________________________________________________________________________________ 5. CREDIT FOR OWN-INSTITUTION DEPOSITS 0.0% 0.0% 0.0% 0.0% 0.0% __________________________________________________________________________________ __________________________________________________________________________________ 6. NET TRUST INCOME (LOSS) (Item 4 plus item 5) 16.9% 24.1% 20.7% 11.0% 11.4% __________________________________________________________________________________ TABLE E-10 FIDUCIARY INCOME Reporting Year 1998 NON-DEPOSIT TRUST COMPANIES FILING SCHEDULE E PERCENTAGES OF TOTAL INCOME BY ASSET SIZE GROUP (continued) __________________________________________________________________________________ º Asset Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º$500 Million - º$100 - 500 ºUnder $100 º º$10+ Billion º$1 - 10 Billionº$1 Billion ºMillion ºMillion º º_______________º_______________º_______________º_______________º________________º ____________________________________________________________________________________________________________________________________ 7. SETTLEMENTS, SURCHARGES & OTHER LOSSES-BY TYPE OF ACCOUNT AND INVESTMENT DISCRETION (Completed if the amount in item 3(a) above is $100,000 or more) Discretionary Accounts __________________________________________________________________________________ (a) Employee Benefit Trust Accounts 0.0% 0.0% 0.0% 0.0% 0.0% (b) Personal Trust & Estate Accounts 0.0% 0.1% 0.0% 0.0% 0.0% (c) Employee Benefit Agencies 0.1% 0.0% 0.0% 0.0% 0.0% (d) Other Agency Accounts 0.0% 0.0% 0.0% 0.0% 0.0% __________________________________________________________________________________ Subtotal - Discretionary Accounts 0.1% 0.2% 0.0% 0.0% 0.0% __________________________________________________________________________________ Non-Discretionary Accounts __________________________________________________________________________________ (e) Employee Benefit Trusts 0.0% 0.0% 0.0% 0.0% 0.0% (f) Personal Trust & Estate Accounts 0.0% 0.0% 0.0% 0.0% 0.0% (g) Employee Benefit Agencies 0.0% 0.0% 0.0% 0.0% 0.0% (h) Other Agency Accounts 0.0% 0.1% 0.0% 0.0% 0.0% __________________________________________________________________________________ Subtotal - Non - Discretionary Accounts 0.1% 0.2% 0.0% 0.0% 0.0% __________________________________________________________________________________ Other Accounts __________________________________________________________________________________ (i) Corporate Trust & Agency Accounts 0.0% 0.2% 0.0% 0.0% 0.0% (j) All Other Activities 0.1% 0.1% 0.0% 0.0% 0.0% __________________________________________________________________________________ Subtotal - Other Accounts 0.1% 0.3% 0.0% 0.0% 0.0% __________________________________________________________________________________ TABLE E-10 FIDUCIARY INCOME Reporting Year 1998 NON-DEPOSIT TRUST COMPANIES FILING SCHEDULE E PERCENTAGES OF TOTAL INCOME BY ASSET SIZE GROUP (continued) __________________________________________________________________________________ º Asset Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º$500 Million - º$100 - 500 ºUnder $100 º º$10+ Billion º$1 - 10 Billionº$1 Billion ºMillion ºMillion º º_______________º_______________º_______________º_______________º________________º ____________________________________________________________________________________________________________________________________ __________________________________________________________________________________ Total Settlements, Surcharges & Other Losses 0.3% 0.7% 0.0% 0.0% 0.0%