TABLE E-11 FIDUCIARY INCOME Reporting Year 1998 NON-DEPOSIT TRUST COMPANIES FILING SCHEDULE E PERCENTAGES OF TOTAL INCOME BY INCOME SIZE GROUP __________________________________________________________________________________ º Gross Income Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º º ºUnder º º$50+ Million º$10-50 Million º$5-10 Million º$1-5 Million º$1 Million º º_______________º_______________º_______________º_______________º________________º Number of Institutions: 7 26 27 71 52 __________________________________________________________________________________ Total Assets (in thousands) of Institutions: 980,071,212 259,404,987 213,262,904 80,580,669 40,099,318 ____________________________________________________________________________________________________________________________________ 1. GROSS FEES, COMMISSIONS AND OTHER FIDUCIARY INCOME (a) Employee Benefit Trust Accounts 11.6% 14.1% 12.2% 18.3% 12.4% (b) Personal Trust & Estate Accounts 17.1% 26.0% 27.9% 37.4% 29.6% (c) Employee Benefit Agencies 26.2% 9.2% 6.1% 7.1% 5.8% (d) Other Agency Accounts 15.9% 24.1% 28.9% 17.8% 25.4% (e) Corporate Trust & Agency Accounts 5.8% 13.3% 15.1% 6.0% 10.1% (f) All Other Fiduciary Income 23.3% 13.2% 9.8% 13.3% 16.7% __________________________________________________________________________________ (g) Total Fiduciary Income 100.0% 100.0% 100.0% 100.0% 100.0% __________________________________________________________________________________ 2. EXPENSES (a) Salaries and Employee Benefits 35.0% 33.3% 34.9% 39.0% 80.2% (b) Other Direct Expense 36.1% 29.2% 25.9% 30.1% 62.8% (c) Allocated Indirect Expense 12.3% 12.7% 14.2% 11.2% 15.5% __________________________________________________________________________________ (d) Total Expense 83.4% 75.3% 75.0% 80.3% 158.5% __________________________________________________________________________________ 3. SETTLEMENTS, SURCHARGES & OTHER LOSSES (a) Gross Settlements, Surcharges & Other Loss 0.5% 0.5% 0.4% 0.2% 0.0% (b) Recoveries to Reported Losses 0.1% 0.1% 0.1% 0.0% 0.0% __________________________________________________________________________________ (c) Net Settlements, Surcharges & Losses 0.4% 0.4% 0.3% 0.2% 0.0% __________________________________________________________________________________ TABLE E-11 FIDUCIARY INCOME Reporting Year 1998 NON-DEPOSIT TRUST COMPANIES FILING SCHEDULE E PERCENTAGES OF TOTAL INCOME BY INCOME SIZE GROUP (continued) __________________________________________________________________________________ º Gross Income Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º º ºUnder º º$50+ Million º$10-50 Million º$5-10 Million º$1-5 Million º$1 Million º º_______________º_______________º_______________º_______________º________________º ____________________________________________________________________________________________________________________________________ __________________________________________________________________________________ 4. NET OPERATING INCOME (LOSS) 16.2% 24.3% 24.7% 19.6% ( 58.6%) (Item 1(g) minus items 2(d) and 3(c)) __________________________________________________________________________________ 5. CREDIT FOR OWN-INSTITUTION DEPOSITS 0.0% 0.0% 0.0% 0.0% 0.0% __________________________________________________________________________________ __________________________________________________________________________________ 6. NET TRUST INCOME (LOSS) (Item 4 plus item 5) 16.2% 24.3% 24.7% 19.6% ( 58.6%) __________________________________________________________________________________ TABLE E-11 FIDUCIARY INCOME Reporting Year 1998 NON-DEPOSIT TRUST COMPANIES FILING SCHEDULE E PERCENTAGES OF TOTAL INCOME BY INCOME SIZE GROUP (continued) __________________________________________________________________________________ º Gross Income Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º º ºUnder º º$50+ Million º$10-50 Million º$5-10 Million º$1-5 Million º$1 Million º º_______________º_______________º_______________º_______________º________________º ____________________________________________________________________________________________________________________________________ 7. SETTLEMENTS, SURCHARGES & OTHER LOSSES-BY TYPE OF ACCOUNT AND INVESTMENT DISCRETION (Completed if the amount in item 3(a) above is $100,000 or more) Discretionary Accounts __________________________________________________________________________________ (a) Employee Benefit Trust Accounts 0.0% 0.1% 0.0% 0.0% 0.0% (b) Personal Trust & Estate Accounts 0.1% 0.1% 0.0% 0.0% 0.0% (c) Employee Benefit Agencies 0.1% 0.0% 0.0% 0.0% 0.0% (d) Other Agency Accounts 0.0% 0.0% 0.1% 0.0% 0.0% __________________________________________________________________________________ Subtotal - Discretionary Accounts 0.2% 0.2% 0.1% 0.0% 0.0% __________________________________________________________________________________ Non-Discretionary Accounts __________________________________________________________________________________ (e) Employee Benefit Trusts 0.0% 0.0% 0.0% 0.0% 0.0% (f) Personal Trust & Estate Accounts 0.0% 0.0% 0.0% 0.0% 0.0% (g) Employee Benefit Agencies 0.0% 0.0% 0.0% 0.0% 0.0% (h) Other Agency Accounts 0.1% 0.0% 0.0% 0.0% 0.0% __________________________________________________________________________________ Subtotal - Non - Discretionary Accounts 0.1% 0.1% 0.0% 0.0% 0.0% __________________________________________________________________________________ Other Accounts __________________________________________________________________________________ (i) Corporate Trust & Agency Accounts 0.1% 0.0% 0.0% 0.0% 0.0% (j) All Other Activities 0.1% 0.1% 0.1% 0.0% 0.0% __________________________________________________________________________________ Subtotal - Other Accounts 0.2% 0.2% 0.1% 0.0% 0.0% __________________________________________________________________________________ TABLE E-11 FIDUCIARY INCOME Reporting Year 1998 NON-DEPOSIT TRUST COMPANIES FILING SCHEDULE E PERCENTAGES OF TOTAL INCOME BY INCOME SIZE GROUP (continued) __________________________________________________________________________________ º Gross Income Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º º ºUnder º º$50+ Million º$10-50 Million º$5-10 Million º$1-5 Million º$1 Million º º_______________º_______________º_______________º_______________º________________º ____________________________________________________________________________________________________________________________________ __________________________________________________________________________________ Total Settlements, Surcharges & Other Losses 0.5% 0.5% 0.1% 0.0% 0.0%