TABLE A-7
                                                       TRUST ASSETS BY STATE
                                                         DECEMBER 31, 1999
                                                       (DOLLARS IN THOUSANDS)
                                                               GUAM
                                                            TRUSTS AND ESTATES                       AGENCIES
                                              I  ---------------------------------------------- ------------------------------------
                                              T       EMPLOYEE      PERSONAL     ESTATES      EMPLOYEE         ALL             TOTAL
              ASSET CATEGORY                  E       BENEFIT       TRUSTS                    BENEFIT          OTHERS
                                              M  -----------------------------------------------------------------------------------
NON-INT BEARING DEPOSITS-OWN INSTITUTION      1              0             0           0             0              0              0
NON-INT BEARING DEPOSITS-OTHER INSTITUTIONS   2              0             0           0             0              0              0
INTEREST-BEARING DEPOSITS-OWN INSTITUTION     3              0             0           0             0              0              0
INTEREST-BEARING DEPOSITS-OTHER INSTITUTIONS  4              0             0           0             0              0              0
U.S. GOVERNMENT AND AGENCY OBLIGATIONS        5              0             9           0             0              0              9
STATE, COUNTY AND MUNICIPAL OBLIGATIONS       6              0             0           0             0              0              0
MONEY MARKET MUTUAL FUNDS                     7              0             0           0             0              0              0
OTHER SHORT TERM OBLIGATIONS                  8              0             0           0             0              0              0
OTHER NOTES AND BONDS                         9              0             0           0             0              0              0
COMMON AND PREFERRED STOCKS                  10              0             0           0             0              0              0
REAL ESTATE MORTGAGES                        11              0             0           0             0              0              0
REAL ESTATE                                  12              0             0           0             0              0              0
MISCELLANEOUS ASSETS                         13              0             0           0             0              0              0
                                                 -----------------------------------------------------------------------------------
TOTAL DISCRETIONARY ASSETS                   14              0             9           0             0              0              9
TOTAL NUMBER OF DISCRETIONARY ACCOUNTS       15              0             1           0             0              0              1
                                                 -----------------------------------------------------------------------------------
TOTAL NON-DISCRETIONARY ASSETS               16          7,604             0           0             0         35,028         42,632
TOTAL NUMBER OF NON-DISCRETIONARY ACCOUNTS   17              3             0           0             0             52             55
                                                 -----------------------------------------------------------------------------------
TOTAL ASSETS                                 18          7,604             9           0             0         35,028         42,641
TOTAL NUMBER OF ACCOUNTS                     19              3             1           0             0             52             56
                                                 -----------------------------------------------------------------------------------
                                                                                         NUMBER OF REPORTING INSTITUTIONS:       1