TABLE A-1
                          RECAP OF PERSONAL AND EMPLOYEE BENEFIT TRUST ACTIVITY BY CLASS OF INSTITUTION
                                                        DECEMBER 31, 1999
                                                      (DOLLARS IN MILLIONS)
CLASS OF INSTITUTION         INST.    ---- DISCRETIONARY ASSETS -----     --- NON-DISCRETIONARY ASSETS ---   -------- TOTALS -------
                           REPORTING  NUMBER                 NUMBER       NUMBER                  NUMBER                    NUMBER
                            ASSETS      OF      ASSETS         OF           OF       ASSETS         OF         ASSETS         OF
                          (SCHED. A)  INST.   (MILLIONS)    ACCOUNTS      INST.    (MILLIONS)    ACCOUNTS    (MILLIONS)    ACCOUNTS
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BANKS AND TRUST COMPANIES    2,215    2,130   $4,360,380    1,469,136      1,687   18,357,227    17,733,991 22,717,607    19,203,127
(INSURED AND NONINSURED)
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BANKS AND TRUST COMPANIES
(INSURED)                    2,037    1,964    3,545,038    1,321,134      1,521   17,258,111    14,697,260 20,803,149    16,018,394
COMMERCIAL BANKS:            1,980    1,908    3,535,685    1,306,390      1,472   17,249,570    14,689,958 20,785,255    15,996,348
  NATIONAL                     635      624    1,338,078      824,190        533    2,564,286       343,006  3,902,364     1,167,196
  STATE (FRB MEMBERS)          271      265    1,844,254      271,388        222   12,968,396       359,848 14,812,650       631,236
  STATE (NON FRB MEMBERS)    1,074    1,019      353,353      210,812        717    1,716,888    13,987,104  2,070,241    14,197,916
SAVINGS BANKS                   55       54        5,868       11,743         47        6,081         4,366     11,949        16,109
OTHER INSURED OFFICES            2        2        3,485        3,001          2        2,460         2,936      5,945         5,937
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BANKS AND TRUST COMPANIES      178      166      815,343      148,002        166    1,099,115     3,036,731  1,914,458     3,184,733
(NONINSURED)
NONDEPOSIT TRUST COMPANIES     178      166      815,343      148,002        166    1,099,115     3,036,731  1,914,458     3,184,733
  NATIONAL                      75       75      674,905       87,308         71      270,813        28,518    945,718       115,826
  STATE (FRB MEMBERS)            1        0            0            0          1        2,694            10      2,694            10
  STATE (NON FRB MEMBERS)      102       91      140,438       60,694         94      825,608     3,008,203    966,046     3,068,897
OTHER NONINSURED BANKS           0        0            0            0          0            0             0          0             0
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ALL OTS INSTITUTIONS            76       68       20,417       25,458         67      123,019        72,898    143,436        98,356
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SUPERVISED INSTITUTIONS         75       67       20,384       25,373         66      122,999        72,853    143,383        98,226
(INSURED)
  SAVINGS BANKS                 62       56       15,678       22,664         55      121,399        72,035    137,077        94,699
  SAVINGS & LOAN ASSOC.         13       11        4,706        2,709         11        1,600           818      6,306         3,527
AFFILIATED INSTITUTIONS          1        1           34           85          1           20            45         53           130
(NONINSURED)
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TOTAL INSTITUTIONS           2,291    2,198    4,380,798    1,494,594      1,754   18,480,245    17,806,889 22,861,043    19,301,483
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