TABLE E-4 FIDUCIARY INCOME Reporting Year 1999 BANKS AND THRIFTS FILING SCHEDULE E BY ASSET SIZE GROUP __________________________________________________________________________________ º Asset Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º$500 Million - º$100 - 500 ºUnder $100 º º$10+ Billion º$1 - 10 Billionº$1 Billion ºMillion ºMillion º º_______________º_______________º_______________º_______________º________________º Number of Institutions: 82 142 98 367 205 __________________________________________________________________________________ Total Assets (in thousands) of Institutions: 20,318,008,069 440,745,265 66,994,369 88,485,873 4,749,608 ____________________________________________________________________________________________________________________________________ 1. GROSS FEES, COMMISSIONS AND OTHER FIDUCIARY INCOME (a) Employee Benefit Trust Accounts 1,890,263 242,960 55,584 563,895 8,926 (b) Personal Trust & Estate Accounts 4,167,885 853,159 154,354 743,207 170,782 (c) Employee Benefit Agencies 744,294 67,372 9,818 18,071 3,662 (d) Other Agency Accounts 4,208,785 374,387 69,750 304,498 6,130 (e) Corporate Trust & Agency Accounts 1,441,772 189,521 10,734 252,821 27,544 (f) All Other Fiduciary Income 2,395,391 101,344 14,823 220,032 2,733 __________________________________________________________________________________ (g) Total Fiduciary Income 14,848,390 1,828,743 315,063 2,102,524 219,777 __________________________________________________________________________________ 2. EXPENSES (a) Salaries and Employee Benefits 4,685,800 620,605 122,242 905,013 82,106 (b) Other Direct Expense 2,884,924 352,330 69,864 409,462 22,748 (c) Allocated Indirect Expense 3,358,108 195,967 30,006 77,279 3,917 __________________________________________________________________________________ (d) Total Expenses 10,928,832 1,168,902 222,112 1,391,754 108,771 __________________________________________________________________________________ 3. SETTLEMENTS, SURCHARGES & OTHER LOSSES (a) Gross Settlements, Surcharges & Other Loss 172,177 10,243 1,205 4,254 2,170 (b) Recoveries to Reported Losses 22,233 2,311 435 746 50 __________________________________________________________________________________ (c) Net Settlements, Surcharges & Losses 149,944 7,932 770 3,508 2,120 __________________________________________________________________________________ TABLE E-4 FIDUCIARY INCOME Reporting Year 1999 BANKS AND THRIFTS FILING SCHEDULE E BY ASSET SIZE GROUP (continued) __________________________________________________________________________________ º Asset Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º$500 Million - º$100 - 500 ºUnder $100 º º$10+ Billion º$1 - 10 Billionº$1 Billion ºMillion ºMillion º º_______________º_______________º_______________º_______________º________________º ____________________________________________________________________________________________________________________________________ __________________________________________________________________________________ 4. NET OPERATING INCOME (LOSS) 3,769,614 651,909 92,181 707,262 108,886 (Item 1(g) minus items 2(d) and 3(c)) __________________________________________________________________________________ 5. CREDIT FOR OWN-INSTITUTION DEPOSITS 1,302,457 73,575 11,467 150,463 2,136 __________________________________________________________________________________ __________________________________________________________________________________ 6. NET TRUST INCOME (LOSS) (Item 4 plus item 5) 5,072,071 725,484 103,648 857,725 111,022 __________________________________________________________________________________ TABLE E-4 FIDUCIARY INCOME Reporting Year 1999 BANKS AND THRIFTS FILING SCHEDULE E BY ASSET SIZE GROUP (continued) __________________________________________________________________________________ º Asset Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º$500 Million - º$100 - 500 ºUnder $100 º º$10+ Billion º$1 - 10 Billionº$1 Billion ºMillion ºMillion º º_______________º_______________º_______________º_______________º________________º ____________________________________________________________________________________________________________________________________ 7. SETTLEMENTS, SURCHARGES & OTHER LOSSES-BY TYPE OF ACCOUNT AND INVESTMENT DISCRETION (Completed if the amount in item 3(a) above is $100,000 or more) Discretionary Accounts __________________________________________________________________________________ (a) Employee Benefit Trust Accounts 10,361 1,013 0 29 0 (b) Personal Trust & Estate Accounts 27,695 1,688 0 862 0 (c) Employee Benefit Agencies 1,239 14 0 14 0 (d) Other Agency Accounts 25,502 436 0 206 0 __________________________________________________________________________________ Subtotal - Discretionary Accounts 64,797 3,151 0 1,111 0 __________________________________________________________________________________ Non-Discretionary Accounts __________________________________________________________________________________ (e) Employee Benefit Trusts 11,532 895 0 197 0 (f) Personal Trust & Estate Accounts 2,542 32 0 0 0 (g) Employee Benefit Agencies 5,505 15 0 3 1 (h) Other Agency Accounts 15,073 789 0 1,512 0 __________________________________________________________________________________ Subtotal - Non - Discretionary Accounts 34,652 1,731 0 1,712 1 __________________________________________________________________________________ Other Accounts __________________________________________________________________________________ (i) Corporate Trust & Agency Accounts 43,353 1,575 0 0 2,127 (j) All Other Activities 29,089 1,385 0 26 0 __________________________________________________________________________________ Subtotal - Other Accounts 72,442 2,960 0 26 2,127 __________________________________________________________________________________ TABLE E-4 FIDUCIARY INCOME Reporting Year 1999 BANKS AND THRIFTS FILING SCHEDULE E BY ASSET SIZE GROUP (continued) __________________________________________________________________________________ º Asset Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º$500 Million - º$100 - 500 ºUnder $100 º º$10+ Billion º$1 - 10 Billionº$1 Billion ºMillion ºMillion º º_______________º_______________º_______________º_______________º________________º ____________________________________________________________________________________________________________________________________ __________________________________________________________________________________ Total Settlements, Surcharges & Other Losses 171,891 7,842 0 2,849 2,128