TABLE E-5 FIDUCIARY INCOME Reporting Year 1999 BANKS AND THRIFTS FILING SCHEDULE E BY INCOME SIZE GROUP __________________________________________________________________________________ º Gross Income Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º º ºUnder º º$50+ Million º$10-50 Million º$5-10 Million º$1-5 Million º$1 Million º º_______________º_______________º_______________º_______________º________________º Number of Institutions: 57 89 63 284 401 __________________________________________________________________________________ Total Assets (in thousands) of Institutions: 19,678,562,813 782,836,078 145,229,786 202,094,931 110,259,576 ____________________________________________________________________________________________________________________________________ 1. GROSS FEES, COMMISSIONS AND OTHER FIDUCIARY INCOME (a) Employee Benefit Trust Accounts 2,300,181 259,756 74,669 105,979 21,043 (b) Personal Trust & Estate Accounts 4,600,663 916,578 206,641 296,676 68,829 (c) Employee Benefit Agencies 701,370 84,424 26,110 25,655 5,658 (d) Other Agency Accounts 4,239,512 442,032 92,321 154,684 35,001 (e) Corporate Trust & Agency Accounts 1,755,434 118,045 20,025 24,869 4,019 (f) All Other Fiduciary Income 2,514,959 160,457 21,921 27,507 9,479 __________________________________________________________________________________ (g) Total Fiduciary Income 16,112,119 1,981,292 441,687 635,370 144,029 __________________________________________________________________________________ 2. EXPENSES (a) Salaries and Employee Benefits 5,235,323 688,024 152,268 263,374 76,777 (b) Other Direct Expense 3,073,340 397,461 96,982 136,192 35,353 (c) Allocated Indirect Expense 3,289,248 236,780 57,548 66,476 15,225 __________________________________________________________________________________ (d) Total Expense 11,597,911 1,322,265 306,798 466,042 127,355 __________________________________________________________________________________ 3. SETTLEMENTS, SURCHARGES & OTHER LOSSES (a) Gross Settlements, Surcharges & Other Loss 166,717 16,966 1,981 3,199 1,186 (b) Recoveries to Reported Losses 20,450 3,757 512 540 516 __________________________________________________________________________________ (c) Net Settlements, Surcharges & Losses 146,267 13,209 1,469 2,659 670 __________________________________________________________________________________ TABLE E-5 FIDUCIARY INCOME Reporting Year 1999 BANKS AND THRIFTS FILING SCHEDULE E BY INCOME SIZE GROUP (continued) __________________________________________________________________________________ º Gross Income Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º º ºUnder º º$50+ Million º$10-50 Million º$5-10 Million º$1-5 Million º$1 Million º º_______________º_______________º_______________º_______________º________________º ____________________________________________________________________________________________________________________________________ __________________________________________________________________________________ 4. NET OPERATING INCOME (LOSS) (item 4 plus item 4,367,941 645,818 133,420 166,669 16,004 (Item 1(g) minus items 2(d) and 3(c)) __________________________________________________________________________________ 5. CREDIT FOR OWN-INSTITUTION DEPOSITS 1,327,681 157,990 20,046 27,514 6,867 __________________________________________________________________________________ __________________________________________________________________________________ 6. NET TRUST INCOME (LOSS) 5,695,622 803,808 153,466 194,183 22,871 __________________________________________________________________________________ TABLE E-5 FIDUCIARY INCOME Reporting Year 1999 BANKS AND THRIFTS FILING SCHEDULE E BY INCOME SIZE GROUP (continued) __________________________________________________________________________________ º Gross Income Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º º ºUnder º º$50+ Million º$10-50 Million º$5-10 Million º$1-5 Million º$1 Million º º_______________º_______________º_______________º_______________º________________º ____________________________________________________________________________________________________________________________________ 7. SETTLEMENTS, SURCHARGES & OTHER LOSSES-BY TYPE OF ACCOUNT AND INVESTMENT DISCRETION (Completed if the amount in item 3(a) above is $100,000 or more) Discretionary Accounts __________________________________________________________________________________ (a) Employee Benefit Trust Accounts 10,134 1,189 55 25 0 (b) Personal Trust & Estate Accounts 27,017 1,982 252 238 756 (c) Employee Benefit Agencies 1,196 71 0 0 0 (d) Other Agency Accounts 25,089 966 35 0 54 __________________________________________________________________________________ Subtotal - Discretionary Accounts 63,436 4,208 342 263 810 __________________________________________________________________________________ Non-Discretionary Accounts __________________________________________________________________________________ (e) Employee Benefit Trusts 11,010 1,141 331 142 0 (f) Personal Trust & Estate Accounts 2,324 247 3 0 0 (g) Employee Benefit Agencies 5,363 159 0 2 0 (h) Other Agency Accounts 11,075 6,102 56 106 35 __________________________________________________________________________________ Subtotal - Non - Discretionary Accounts 29,772 7,649 390 250 35 __________________________________________________________________________________ Other Accounts __________________________________________________________________________________ (i) Corporate Trust & Agency Accounts 45,324 1,723 0 8 0 (j) All Other Activities 28,079 2,004 115 281 21 __________________________________________________________________________________ Subtotal - Other Accounts 73,403 3,727 115 289 21 __________________________________________________________________________________ TABLE E-5 FIDUCIARY INCOME Reporting Year 1999 BANKS AND THRIFTS FILING SCHEDULE E BY INCOME SIZE GROUP (continued) __________________________________________________________________________________ º Gross Income Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º º ºUnder º º$50+ Million º$10-50 Million º$5-10 Million º$1-5 Million º$1 Million º º_______________º_______________º_______________º_______________º________________º ____________________________________________________________________________________________________________________________________ __________________________________________________________________________________ Total Settlements, Surcharges & Other Losses 166,611 15,584 847 802 866