TABLE E-10 FIDUCIARY INCOME Reporting Year 1999 NON-DEPOSIT TRUST COMPANIES FILING SCHEDULE E PERCENTAGES OF TOTAL INCOME BY ASSET SIZE GROUP __________________________________________________________________________________ º Asset Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º$500 Million - º$100 - 500 ºUnder $100 º º$10+ Billion º$1 - 10 Billionº$1 Billion ºMillion ºMillion º º_______________º_______________º_______________º_______________º________________º Number of Institutions: 20 64 22 46 42 __________________________________________________________________________________ Total Assets (in thousands) of Institutions: 1,664,526,742 223,253,657 16,885,931 12,777,288 933,925 ____________________________________________________________________________________________________________________________________ 1. GROSS FEES, COMMISSIONS AND OTHER FIDUCIARY INCOME (a) Employee Benefit Trust Accounts 11.3% 18.2% 12.2% 17.8% 0.1% (b) Personal Trust & Estate Accounts 16.6% 33.8% 38.9% 38.9% 1.1% (c) Employee Benefit Agencies 29.4% 4.8% 3.1% 3.3% 0.0% (d) Other Agency Accounts 22.7% 22.3% 25.7% 23.8% 0.3% (e) Corporate Trust & Agency Accounts 3.5% 2.7% 13.0% 4.5% 59.6% (f) All Other Fiduciary Income 16.6% 18.2% 7.1% 11.7% 38.9% __________________________________________________________________________________ (g) Total Fiduciary Income 100.0% 100.0% 100.0% 100.0% 100.0% __________________________________________________________________________________ 2. EXPENSES (a) Salaries and Employee Benefits 35.6% 36.0% 39.3% 46.4% 42.6% (b) Other Direct Expense 40.4% 27.4% 22.0% 32.7% 41.1% (c) Allocated Indirect Expense 11.8% 13.2% 16.2% 7.2% 10.1% __________________________________________________________________________________ (d) Total Expense 87.7% 76.6% 77.4% 86.3% 93.8% __________________________________________________________________________________ 3. SETTLEMENTS, SURCHARGES & OTHER LOSSES (a) Gross Settlements, Surcharges & Other Loss 0.5% 0.5% 0.1% 0.4% 1.2% (b) Recoveries to Reported Losses 0.1% 0.1% 0.0% 1.9% 0.0% __________________________________________________________________________________ (c) Net Settlements, Surcharges & Losses 0.4% 0.4% 0.1% ( 1.5%) 1.1% __________________________________________________________________________________ TABLE E-10 FIDUCIARY INCOME Reporting Year 1999 NON-DEPOSIT TRUST COMPANIES FILING SCHEDULE E PERCENTAGES OF TOTAL INCOME BY ASSET SIZE GROUP (continued) __________________________________________________________________________________ º Asset Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º$500 Million - º$100 - 500 ºUnder $100 º º$10+ Billion º$1 - 10 Billionº$1 Billion ºMillion ºMillion º º_______________º_______________º_______________º_______________º________________º ____________________________________________________________________________________________________________________________________ __________________________________________________________________________________ 4. NET OPERATING INCOME (LOSS) 11.8% 23.0% 22.5% 15.3% 5.0% (Item 1(g) minus items 2(d) and 3(c)) __________________________________________________________________________________ 5. CREDIT FOR OWN-INSTITUTION DEPOSITS 0.0% 0.0% 0.0% 0.0% 0.0% __________________________________________________________________________________ __________________________________________________________________________________ 6. NET TRUST INCOME (LOSS) (Item 4 plus item 5) 11.8% 23.0% 22.5% 15.3% 5.0% __________________________________________________________________________________ TABLE E-10 FIDUCIARY INCOME Reporting Year 1999 NON-DEPOSIT TRUST COMPANIES FILING SCHEDULE E PERCENTAGES OF TOTAL INCOME BY ASSET SIZE GROUP (continued) __________________________________________________________________________________ º Asset Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º$500 Million - º$100 - 500 ºUnder $100 º º$10+ Billion º$1 - 10 Billionº$1 Billion ºMillion ºMillion º º_______________º_______________º_______________º_______________º________________º ____________________________________________________________________________________________________________________________________ 7. SETTLEMENTS, SURCHARGES & OTHER LOSSES-BY TYPE OF ACCOUNT AND INVESTMENT DISCRETION (Completed if the amount in item 3(a) above is $100,000 or more) Discretionary Accounts __________________________________________________________________________________ (a) Employee Benefit Trust Accounts 0.1% 0.0% 0.0% 0.0% 0.0% (b) Personal Trust & Estate Accounts 0.1% 0.1% 0.0% 0.0% 0.0% (c) Employee Benefit Agencies 0.1% 0.0% 0.0% 0.0% 0.0% (d) Other Agency Accounts 0.0% 0.0% 0.0% 0.0% 0.0% __________________________________________________________________________________ Subtotal - Discretionary Accounts 0.2% 0.2% 0.0% 0.0% 0.0% __________________________________________________________________________________ Non-Discretionary Accounts __________________________________________________________________________________ (e) Employee Benefit Trusts 0.0% 0.0% 0.0% 0.0% 0.0% (f) Personal Trust & Estate Accounts 0.0% 0.0% 0.0% 0.0% 0.0% (g) Employee Benefit Agencies 0.0% 0.0% 0.0% 0.0% 0.0% (h) Other Agency Accounts 0.1% 0.0% 0.0% 0.0% 0.0% __________________________________________________________________________________ Subtotal - Non - Discretionary Accounts 0.2% 0.1% 0.0% 0.0% 0.0% __________________________________________________________________________________ Other Accounts __________________________________________________________________________________ (i) Corporate Trust & Agency Accounts 0.0% 0.0% 0.0% 0.0% 0.7% (j) All Other Activities 0.1% 0.1% 0.0% 0.0% 0.4% __________________________________________________________________________________ Subtotal - Other Accounts 0.1% 0.1% 0.0% 0.0% 1.1% __________________________________________________________________________________ TABLE E-10 FIDUCIARY INCOME Reporting Year 1999 NON-DEPOSIT TRUST COMPANIES FILING SCHEDULE E PERCENTAGES OF TOTAL INCOME BY ASSET SIZE GROUP (continued) __________________________________________________________________________________ º Asset Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º$500 Million - º$100 - 500 ºUnder $100 º º$10+ Billion º$1 - 10 Billionº$1 Billion ºMillion ºMillion º º_______________º_______________º_______________º_______________º________________º ____________________________________________________________________________________________________________________________________ __________________________________________________________________________________ Total Settlements, Surcharges & Other Losses 0.5% 0.4% 0.0% 0.0% 1.1%