TABLE E-11 FIDUCIARY INCOME Reporting Year 1999 NON-DEPOSIT TRUST COMPANIES FILING SCHEDULE E PERCENTAGES OF TOTAL INCOME BY INCOME SIZE GROUP __________________________________________________________________________________ º Gross Income Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º º ºUnder º º$50+ Million º$10-50 Million º$5-10 Million º$1-5 Million º$1 Million º º_______________º_______________º_______________º_______________º________________º Number of Institutions: 11 32 30 70 51 __________________________________________________________________________________ Total Assets (in thousands) of Institutions: 1,248,824,685 351,560,541 206,201,901 76,552,653 35,237,763 ____________________________________________________________________________________________________________________________________ 1. GROSS FEES, COMMISSIONS AND OTHER FIDUCIARY INCOME (a) Employee Benefit Trust Accounts 7.3% 16.5% 9.2% 21.3% 11.9% (b) Personal Trust & Estate Accounts 12.6% 26.9% 25.3% 35.3% 32.8% (c) Employee Benefit Agencies 22.2% 3.6% 8.4% 3.8% 6.3% (d) Other Agency Accounts 12.9% 24.5% 26.2% 21.6% 22.7% (e) Corporate Trust & Agency Accounts 19.5% 9.7% 20.1% 6.7% 3.6% (f) All Other Fiduciary Income 25.5% 18.8% 10.7% 11.4% 22.8% __________________________________________________________________________________ (g) Total Fiduciary Income 100.0% 100.0% 100.0% 100.0% 100.0% __________________________________________________________________________________ 2. EXPENSES (a) Salaries and Employee Benefits 38.0% 34.8% 37.3% 41.2% 80.8% (b) Other Direct Expense 40.2% 29.6% 33.1% 29.7% 57.8% (c) Allocated Indirect Expense 9.3% 15.1% 18.5% 11.6% 11.8% __________________________________________________________________________________ (d) Total Expense 87.5% 79.5% 88.8% 82.4% 150.4% __________________________________________________________________________________ 3. SETTLEMENTS, SURCHARGES & OTHER LOSSES (a) Gross Settlements, Surcharges & Other Loss 0.7% 0.6% 0.4% 0.3% 0.4% (b) Recoveries to Reported Losses 0.1% 0.0% 0.0% 0.8% 0.0% __________________________________________________________________________________ (c) Net Settlements, Surcharges & Losses 0.6% 0.6% 0.4% ( 0.5%) 0.4% __________________________________________________________________________________ TABLE E-11 FIDUCIARY INCOME Reporting Year 1999 NON-DEPOSIT TRUST COMPANIES FILING SCHEDULE E PERCENTAGES OF TOTAL INCOME BY INCOME SIZE GROUP (continued) __________________________________________________________________________________ º Gross Income Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º º ºUnder º º$50+ Million º$10-50 Million º$5-10 Million º$1-5 Million º$1 Million º º_______________º_______________º_______________º_______________º________________º ____________________________________________________________________________________________________________________________________ __________________________________________________________________________________ 4. NET OPERATING INCOME (LOSS) 11.9% 19.9% 10.8% 18.1% ( 50.8%) (Item 1(g) minus items 2(d) and 3(c)) __________________________________________________________________________________ 5. CREDIT FOR OWN-INSTITUTION DEPOSITS 0.0% 0.0% 0.0% 0.0% 0.0% __________________________________________________________________________________ __________________________________________________________________________________ 6. NET TRUST INCOME (LOSS) (Item 4 plus item 5) 11.9% 19.9% 10.8% 18.1% ( 50.8%) __________________________________________________________________________________ TABLE E-11 FIDUCIARY INCOME Reporting Year 1999 NON-DEPOSIT TRUST COMPANIES FILING SCHEDULE E PERCENTAGES OF TOTAL INCOME BY INCOME SIZE GROUP (continued) __________________________________________________________________________________ º Gross Income Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º º ºUnder º º$50+ Million º$10-50 Million º$5-10 Million º$1-5 Million º$1 Million º º_______________º_______________º_______________º_______________º________________º ____________________________________________________________________________________________________________________________________ 7. SETTLEMENTS, SURCHARGES & OTHER LOSSES-BY TYPE OF ACCOUNT AND INVESTMENT DISCRETION (Completed if the amount in item 3(a) above is $100,000 or more) Discretionary Accounts __________________________________________________________________________________ (a) Employee Benefit Trust Accounts 0.0% 0.0% 0.0% 0.0% 0.0% (b) Personal Trust & Estate Accounts 0.1% 0.1% 0.0% 0.0% 0.0% (c) Employee Benefit Agencies 0.1% 0.0% 0.0% 0.0% 0.0% (d) Other Agency Accounts 0.0% 0.0% 0.0% 0.0% 0.0% __________________________________________________________________________________ Subtotal - Discretionary Accounts 0.2% 0.2% 0.0% 0.0% 0.0% __________________________________________________________________________________ Non-Discretionary Accounts __________________________________________________________________________________ (e) Employee Benefit Trusts 0.0% 0.0% 0.0% 0.1% 0.0% (f) Personal Trust & Estate Accounts 0.0% 0.0% 0.0% 0.0% 0.0% (g) Employee Benefit Agencies 0.0% 0.0% 0.0% 0.0% 0.0% (h) Other Agency Accounts 0.1% 0.0% 0.0% 0.0% 0.0% __________________________________________________________________________________ Subtotal - Non - Discretionary Accounts 0.1% 0.0% 0.0% 0.1% 0.0% __________________________________________________________________________________ Other Accounts __________________________________________________________________________________ (i) Corporate Trust & Agency Accounts 0.2% 0.2% 0.0% 0.0% 0.0% (j) All Other Activities 0.3% 0.0% 0.1% 0.0% 0.0% __________________________________________________________________________________ Subtotal - Other Accounts 0.4% 0.3% 0.1% 0.0% 0.0% __________________________________________________________________________________ TABLE E-11 FIDUCIARY INCOME Reporting Year 1999 NON-DEPOSIT TRUST COMPANIES FILING SCHEDULE E PERCENTAGES OF TOTAL INCOME BY INCOME SIZE GROUP (continued) __________________________________________________________________________________ º Gross Income Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º º ºUnder º º$50+ Million º$10-50 Million º$5-10 Million º$1-5 Million º$1 Million º º_______________º_______________º_______________º_______________º________________º ____________________________________________________________________________________________________________________________________ __________________________________________________________________________________ Total Settlements, Surcharges & Other Losses 0.7% 0.5% 0.2% 0.1% 0.0%