TABLE E-11 FIDUCIARY INCOME Reporting Year 1997 NON-DEPOSIT TRUST COMPANIES FILING SCHEDULE E PERCENTAGES OF TOTAL INCOME BY INCOME SIZE GROUP __________________________________________________________________________________ ¦ Gross Income Size Groups ($ in Thousands) ¦ ¦________________________________________________________________________________¦ ¦ ¦ ¦ ¦ ¦Under ¦ ¦$50+ Million ¦$10-50 Million ¦$5-10 Million ¦$1-5 Million ¦$1 Million ¦ ¦_______________¦_______________¦_______________¦_______________¦________________¦ Number of Institutions: 8 26 21 79 46 __________________________________________________________________________________ Total Assets (in thousands) of Institutions: 931,588,742 368,487,204 80,281,028 96,229,291 41,503,338 ____________________________________________________________________________________________________________________________________ 1. GROSS FEES, COMMISSIONS AND OTHER FIDUCIARY INCOME (a) Employee Benefit Trust Accounts 10% 13% 23% 15% 20% (b) Personal Trust & Estate Accounts 28% 32% 39% 36% 30% (c) Employee Benefit Agencies 21% 6% 3% 8% 12% (d) Other Agency Accounts 18% 19% 16% 21% 15% (e) Corporate Trust & Agency Accounts 5% 10% 10% 10% 6% (f) All Other Fiduciary Income 17% 19% 8% 10% 17% __________________________________________________________________________________ (g) Total Fiduciary Income 100% 100% 100% 100% 100% __________________________________________________________________________________ 2. EXPENSES (a) Salaries and Employee Benefits 34% 38% 38% 40% 113% (b) Other Direct Expense 34% 31% 28% 32% 78% (c) Allocated Indirect Expense 10% 10% 15% 11% 19% __________________________________________________________________________________ (d) Total Expense 78% 80% 81% 83% 210% __________________________________________________________________________________ 3. SETTLEMENTS, SURCHARGES & OTHER LOSSES (a) Gross Settlements, Surcharges & Other Loss 1% 1% 1% 0% 0% (b) Recoveries to Reported Losses 0% 0% 0% 0% 0% __________________________________________________________________________________ (c) Net Settlements, Surcharges & Losses 1% 1% 1% 0% 0% __________________________________________________________________________________ TABLE E-11 FIDUCIARY INCOME Reporting Year 1997 NON-DEPOSIT TRUST COMPANIES FILING SCHEDULE E PERCENTAGES OF TOTAL INCOME BY INCOME SIZE GROUP (continued) __________________________________________________________________________________ ¦ Gross Income Size Groups ($ in Thousands) ¦ ¦________________________________________________________________________________¦ ¦ ¦ ¦ ¦ ¦Under ¦ ¦$50+ Million ¦$10-50 Million ¦$5-10 Million ¦$1-5 Million ¦$1 Million ¦ ¦_______________¦_______________¦_______________¦_______________¦________________¦ ____________________________________________________________________________________________________________________________________ __________________________________________________________________________________ 4. NET OPERATING INCOME (LOSS) 21% 20% 18% 17% ( 111%) (Item 1(g) minus items 2(d) and 3(c)) __________________________________________________________________________________ 5. CREDIT FOR OWN-INSTITUTION DEPOSITS 2% 2% 0% 3% 1% __________________________________________________________________________________ __________________________________________________________________________________ 6. NET TRUST INCOME (LOSS) (Item 4 plus item 5) 23% 21% 18% 20% ( 110%) __________________________________________________________________________________ TABLE E-11 FIDUCIARY INCOME Reporting Year 1997 NON-DEPOSIT TRUST COMPANIES FILING SCHEDULE E PERCENTAGES OF TOTAL INCOME BY INCOME SIZE GROUP (continued) __________________________________________________________________________________ ¦ Gross Income Size Groups ($ in Thousands) ¦ ¦________________________________________________________________________________¦ ¦ ¦ ¦ ¦ ¦Under ¦ ¦$50+ Million ¦$10-50 Million ¦$5-10 Million ¦$1-5 Million ¦$1 Million ¦ ¦_______________¦_______________¦_______________¦_______________¦________________¦ ____________________________________________________________________________________________________________________________________ 7. SETTLEMENTS, SURCHARGES & OTHER LOSSES-BY TYPE OF ACCOUNT AND INVESTMENT DISCRETION (Completed if the amount in item 3(a) above is $100,000 or more) Discretionary Accounts __________________________________________________________________________________ (a) Employee Benefit Trust Accounts 0% 0% 0% 0% 0% (b) Personal Trust & Estate Accounts 0% 0% 0% 0% 0% (c) Employee Benefit Agencies 0% 0% 0% 0% 0% (d) Other Agency Accounts 0% 0% 0% 0% 0% __________________________________________________________________________________ Subtotal - Discretionary Accounts 0% 0% 0% 0% 0% __________________________________________________________________________________ Non-Discretionary Accounts __________________________________________________________________________________ (e) Employee Benefit Trusts 0% 0% 0% 0% 0% (f) Personal Trust & Estate Accounts 0% 0% 0% 0% 0% (g) Employee Benefit Agencies 0% 0% 0% 0% 0% (h) Other Agency Accounts 0% 0% 0% 0% 0% __________________________________________________________________________________ Subtotal - Non - Discretionary Accounts 0% 0% 1% 0% 0% __________________________________________________________________________________ Other Accounts __________________________________________________________________________________ (i) Corporate Trust & Agency Accounts 0% 0% 0% 0% 0% (j) All Other Activities 0% 0% 0% 0% 0% __________________________________________________________________________________ Subtotal - Other Accounts 0% 0% 0% 0% 0% __________________________________________________________________________________ TABLE E-11 FIDUCIARY INCOME Reporting Year 1997 NON-DEPOSIT TRUST COMPANIES FILING SCHEDULE E PERCENTAGES OF TOTAL INCOME BY INCOME SIZE GROUP (continued) __________________________________________________________________________________ ¦ Gross Income Size Groups ($ in Thousands) ¦ ¦________________________________________________________________________________¦ ¦ ¦ ¦ ¦ ¦Under ¦ ¦$50+ Million ¦$10-50 Million ¦$5-10 Million ¦$1-5 Million ¦$1 Million ¦ ¦_______________¦_______________¦_______________¦_______________¦________________¦ ____________________________________________________________________________________________________________________________________ __________________________________________________________________________________ Total Settlements, Surcharges & Other Losses 1% 0% 1% 0% 0%