TABLE E-4 FIDUCIARY INCOME Reporting Year 1997 BANKS AND THRIFTS FILING SCHEDULE E BY ASSET SIZE GROUP __________________________________________________________________________________ ¦ Asset Size Groups ($ in Thousands) ¦ ¦________________________________________________________________________________¦ ¦ ¦ ¦$500 Million - ¦$100 - 500 ¦Under $100 ¦ ¦$10+ Billion ¦$1 - 10 Billion¦$1 Billion ¦Million ¦Million ¦ ¦_______________¦_______________¦_______________¦_______________¦________________¦ Number of Institutions: 87 142 99 381 234 __________________________________________________________________________________ Total Assets (in thousands) of Institutions: 15,589,159,138 481,605,456 69,246,328 90,443,042 5,387,416 ____________________________________________________________________________________________________________________________________ 1. GROSS FEES, COMMISSIONS AND OTHER FIDUCIARY INCOME (a) Employee Benefit Trust Accounts 1,518,564 246,993 114,650 588,498 58,877 (b) Personal Trust & Estate Accounts 3,389,861 790,759 914,196 2,642,466 324,684 (c) Employee Benefit Agencies 616,036 69,564 11,679 87,981 1,584 (d) Other Agency Accounts 3,195,238 305,159 618,170 919,652 64,601 (e) Corporate Trust & Agency Accounts 1,190,972 85,575 739,756 64,985 26,203 (f) All Other Fiduciary Income 2,123,666 197,384 15,106 831,271 21,903 __________________________________________________________________________________ (g) Total Fiduciary Income 12,034,337 1,695,784 2,413,557 5,134,853 498,118 __________________________________________________________________________________ 2. EXPENSES (a) Salaries and Employee Benefits 4,128,747 562,491 1,165,410 2,655,450 294,277 (b) Other Direct Expense 2,382,864 385,947 1,322,990 1,727,369 127,017 (c) Allocated Indirect Expense 2,714,556 255,763 44,805 319,574 5,288 __________________________________________________________________________________ (d) Total Expenses 9,226,167 1,204,201 2,533,205 4,702,393 426,582 __________________________________________________________________________________ 3. SETTLEMENTS, SURCHARGES & OTHER LOSSES (a) Gross Settlements, Surcharges & Other Loss 123,470 14,418 1,294 2,514 74 (b) Recoveries to Reported Losses 11,593 595 256 388 1 __________________________________________________________________________________ (c) Net Settlements, Surcharges & Losses 111,877 13,823 1,038 2,126 73 __________________________________________________________________________________ TABLE E-4 FIDUCIARY INCOME Reporting Year 1997 BANKS AND THRIFTS FILING SCHEDULE E BY ASSET SIZE GROUP (continued) __________________________________________________________________________________ ¦ Asset Size Groups ($ in Thousands) ¦ ¦________________________________________________________________________________¦ ¦ ¦ ¦$500 Million - ¦$100 - 500 ¦Under $100 ¦ ¦$10+ Billion ¦$1 - 10 Billion¦$1 Billion ¦Million ¦Million ¦ ¦_______________¦_______________¦_______________¦_______________¦________________¦ ____________________________________________________________________________________________________________________________________ __________________________________________________________________________________ 4. NET OPERATING INCOME (LOSS) 2,696,293 477,760 -120,686 430,334 71,463 (Item 1(g) minus items 2(d) and 3(c)) __________________________________________________________________________________ 5. CREDIT FOR OWN-INSTITUTION DEPOSITS 1,415,345 117,974 670,327 376,773 8,211 __________________________________________________________________________________ __________________________________________________________________________________ 6. NET TRUST INCOME (LOSS) (Item 4 plus item 5) 4,111,638 595,734 549,641 807,107 79,674 __________________________________________________________________________________ TABLE E-4 FIDUCIARY INCOME Reporting Year 1997 BANKS AND THRIFTS FILING SCHEDULE E BY ASSET SIZE GROUP (continued) __________________________________________________________________________________ ¦ Asset Size Groups ($ in Thousands) ¦ ¦________________________________________________________________________________¦ ¦ ¦ ¦$500 Million - ¦$100 - 500 ¦Under $100 ¦ ¦$10+ Billion ¦$1 - 10 Billion¦$1 Billion ¦Million ¦Million ¦ ¦_______________¦_______________¦_______________¦_______________¦________________¦ ____________________________________________________________________________________________________________________________________ 7. SETTLEMENTS, SURCHARGES & OTHER LOSSES-BY TYPE OF ACCOUNT AND INVESTMENT DISCRETION (Completed if the amount in item 3(a) above is $100,000 or more) Discretionary Accounts __________________________________________________________________________________ (a) Employee Benefit Trust Accounts 6,508 2,933 29 3 0 (b) Personal Trust & Estate Accounts 18,675 1,569 55 654 0 (c) Employee Benefit Agencies 587 123 0 0 0 (d) Other Agency Accounts 5,682 533 107 0 0 __________________________________________________________________________________ Subtotal - Discretionary Accounts 31,452 5,158 191 657 0 __________________________________________________________________________________ Non-Discretionary Accounts __________________________________________________________________________________ (e) Employee Benefit Trusts 14,716 2,023 31 251 0 (f) Personal Trust & Estate Accounts 1,607 289 86 1 0 (g) Employee Benefit Agencies 2,377 21 0 33 0 (h) Other Agency Accounts 23,114 492 1 0 0 __________________________________________________________________________________ Subtotal - Non - Discretionary Accounts 41,814 2,825 118 285 0 __________________________________________________________________________________ Other Accounts __________________________________________________________________________________ (i) Corporate Trust & Agency Accounts 12,883 1,654 48 0 0 (j) All Other Activities 36,611 2,042 0 447 0 __________________________________________________________________________________ Subtotal - Other Accounts 49,494 3,696 48 447 0 __________________________________________________________________________________ TABLE E-4 FIDUCIARY INCOME Reporting Year 1997 BANKS AND THRIFTS FILING SCHEDULE E BY ASSET SIZE GROUP (continued) __________________________________________________________________________________ ¦ Asset Size Groups ($ in Thousands) ¦ ¦________________________________________________________________________________¦ ¦ ¦ ¦$500 Million - ¦$100 - 500 ¦Under $100 ¦ ¦$10+ Billion ¦$1 - 10 Billion¦$1 Billion ¦Million ¦Million ¦ ¦_______________¦_______________¦_______________¦_______________¦________________¦ ____________________________________________________________________________________________________________________________________ __________________________________________________________________________________ Total Settlements, Surcharges & Other Losses 122,760 11,679 357 1,389 0