TABLE A-5                                                                                                                                                                                               
                                                    TRUST ASSETS LAST 3 YEARS                                                                                                                                                                                       
                                                        DECEMBER 31, 1996                                                                                                                                                                                           
                                                  (DOLLAR AMOUNTS IN THOUSANDS)                                                                                                                                                                                     
     --------------------------------------------- I --------------------------------------------------------------------------                                                                                                                                     
     ASSET CATEGORY                                T           1994           1995           1996      % CHANGE       % CHANGE                                                                                                                                      
                                                   E                                                   1994-1995      1995-1996                                                                                                                                     
     --------------------------------------------- M --------------------------------------------------------------------------                                                                                                                                     
     NON-INT BEARING DEPOSITS-OWN INSTITUTION      1      3,078,390      2,249,042      1,812,673          -26.9          -19.4                                                                                                                                     
     NON-INT BEARING DEPOSITS-OTHER INSTITUTIONS   2      2,274,742      1,743,873      3,720,929          -23.3         +113.4                                                                                                                                     
     INTEREST BEARING DEPOSITS-OWN INSTITUTION     3      9,587,089      8,395,783     10,891,243          -12.4          +29.7                                                                                                                                     
     INTEREST BEARING DEPOSITS-OTHER INSTITUTIONS  4     59,202,955     59,720,253     61,592,822           +0.9           +3.1                                                                                                                                     
     U.S. GOVERNMENT AGENCY OBLIGATIONS            5    305,508,821    343,321,821    361,583,821          +12.4           +5.3                                                                                                                                     
     STATE, COUNTY AND MUNICIPAL OBLIGATIONS       6    147,491,400    164,011,762    166,609,879          +11.2           +1.6                                                                                                                                     
     MONEY MARKET MUTUAL FUNDS                     7     76,076,811     98,863,145    112,289,694          +30.0          +13.6                                                                                                                                     
     OTHER SHORT-TERM OBLIGATIONS                  8    281,475,046    257,676,780    307,099,886           -8.5          +19.2                                                                                                                                     
     OTHER NOTES AND BONDS                         9    198,621,859    237,666,339    215,456,236          +19.7           -9.3                                                                                                                                     
     COMMON AND PREFERRED STOCKS                  10    868,217,894  1,160,756,950  1,352,629,094          +33.7          +16.5                                                                                                                                     
     REAL ESTATE MORTGAGES                        11      6,261,024      8,034,345      7,166,594          +28.3          -10.8                                                                                                                                     
     REAL ESTATE                                  12     29,972,389     30,733,143     33,362,956           +2.5           +8.6                                                                                                                                     
     MISCELLANEOUS ASSETS                         13     55,428,733     71,649,638     53,384,375          +29.3          -25.5                                                                                                                                     
                                                     --------------------------------------------------------------------------                                                                                                                                     
     TOTAL DISCRETIONARY ASSETS                   14  2,043,197,153  2,444,822,874  2,687,600,202          +19.7           +9.9                                                                                                                                     
     TOTAL NUMBER OF DISCRETIONARY ACCOUNTS       15      1,547,688      1,412,640      1,360,852           -8.7           -3.7                                                                                                                                     
                                                     --------------------------------------------------------------------------                                                                                                                                     
     TOTAL NON-DISCRETIONARY ASSETS               16  9,596,811,628 11,096,120,812 12,065,812,060          +15.6           +8.7                                                                                                                                     
     TOTAL NUMBER OF NON-DISCRETIONARY ACCOUNTS   17     10,483,959     12,770,016     13,597,580          +21.8           +6.5                                                                                                                                     
                                                     --------------------------------------------------------------------------                                                                                                                                     
     TOTAL ASSETS                                 18 11,640,008,781 13,540,943,686 14,753,412,262          +16.3           +9.0                                                                                                                                     
     TOTAL NUMBER OF ACCOUNTS                     19     12,031,647     14,182,656     14,958,432          +17.9           +5.5                                                                                                                                     
                                                     --------------------------------------------------------------------------                                                                                                                                     
     NUMBER OF REPORTING INSTITUTIONS                         2,892          2,769          2,603           -4.3           -6.0