1 TABLE E-7 FIDUCIARY INCOME Reporting Year 1996 BANKS AND THRIFTS FILING SCHEDULE E PERCENTAGES OF TOTAL INCOME BY INCOME SIZE GROUP 0 __________________________________________________________________________________ º Gross Income Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º º ºUnder º º$50+ Million º$10-50 Million º$5-10 Million º$1-5 Million º$1 Million º º_______________º_______________º_______________º_______________º________________º 0 Number of Institutions: 58 102 79 291 499 __________________________________________________________________________________ Total Assets (in thousands) of Institutions: 11,937,183,721 1,139,642,042 230,513,466 273,763,228 54,014,542 0____________________________________________________________________________________________________________________________________ 01. GROSS FEES, COMMISSIONS AND OTHER FIDUCIARY INCOME 0 (a) Employee Benefit Trust Accounts 14% 15% 17% 17% 15% 0 (b) Personal Trust & Estate Accounts 34% 47% 45% 49% 48% 0 (c) Employee Benefit Agencies 6% 5% 6% 5% 4% 0 (d) Other Agency Accounts 22% 15% 20% 18% 21% 0 (e) Corporate Trust & Agency Accounts 11% 7% 5% 4% 3% 0 (f) All Other Fiduciary Income 12% 10% 7% 7% 7% __________________________________________________________________________________ (g) Total Fiduciary Income 100% 100% 100% 100% 100% __________________________________________________________________________________ 2. EXPENSES 0 (a) Salaries and Employee Benefits 38% 38% 36% 39% 54% 0 (b) Other Direct Expense 19% 23% 20% 21% 23% 0 (c) Allocated Indirect Expense 22% 15% 16% 11% 9% __________________________________________________________________________________ (d) Total Expense 81% 77% 73% 71% 86% __________________________________________________________________________________ 3. SETTLEMENTS, SURCHARGES & OTHER LOSSES 0 (a) Gross Settlements, Surcharges & Other Loss 1% 1% 16% 1% 1% 0 (b) Recoveries to Reported Losses 0% 0% 0% 0% 0% __________________________________________________________________________________ (c) Net Settlements, Surcharges & Losses 1% 0% 16% 1% 1% __________________________________________________________________________________ - - 1 TABLE E-7 FIDUCIARY INCOME Reporting Year 1996 BANKS AND THRIFTS FILING SCHEDULE E PERCENTAGES OF TOTAL INCOME BY INCOME SIZE GROUP (continued) __________________________________________________________________________________ º Gross Income Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º º ºUnder º º$50+ Million º$10-50 Million º$5-10 Million º$1-5 Million º$1 Million º º_______________º_______________º_______________º_______________º________________º - -____________________________________________________________________________________________________________________________________ - __________________________________________________________________________________ 4. NET OPERATING INCOME (LOSS) 19% 23% 12% 28% 14% (Item 1(g) minus items 2(d) and 3(c)) __________________________________________________________________________________ -5. CREDIT FOR OWN-INSTITUTION DEPOSITS 10% 9% 169% 2% 7% __________________________________________________________________________________ 0 __________________________________________________________________________________ 6. NET TRUST INCOME (LOSS) (Item 4 plus item 5) 29% 32% 180% 31% 20% __________________________________________________________________________________ - - - - - - - - - 1 TABLE E-7 FIDUCIARY INCOME Reporting Year 1996 BANKS AND THRIFTS FILING SCHEDULE E PERCENTAGES OF TOTAL INCOME BY INCOME SIZE GROUP (continued) __________________________________________________________________________________ º Gross Income Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º º ºUnder º º$50+ Million º$10-50 Million º$5-10 Million º$1-5 Million º$1 Million º º_______________º_______________º_______________º_______________º________________º - -____________________________________________________________________________________________________________________________________ 07. SETTLEMENTS, SURCHARGES & OTHER LOSSES-BY TYPE OF ACCOUNT AND INVESTMENT DISCRETION (Completed if the amount in item 3(a) above is $100,000 or more) 0 Discretionary Accounts __________________________________________________________________________________ (a) Employee Benefit Trust Accounts 0% 0% 0% 0% 0% 0 (b) Personal Trust & Estate Accounts 0% 0% 0% 0% 0% 0 (c) Employee Benefit Agencies 0% 0% 0% 0% 0% 0 (d) Other Agency Accounts 0% 0% 0% 0% 0% __________________________________________________________________________________ Subtotal - Discretionary Accounts 0% 0% 0% 0% 0% __________________________________________________________________________________ - Non-Discretionary Accounts __________________________________________________________________________________ (e) Employee Benefit Trusts 0% 0% 7% 0% 0% 0 (f) Personal Trust & Estate Accounts 0% 0% 0% 0% 0% 0 (g) Employee Benefit Agencies 0% 0% 0% 0% 0% 0 (h) Other Agency Accounts 0% 0% 0% 0% 0% __________________________________________________________________________________ Subtotal - Non - Discretionary Accounts 0% 0% 7% 0% 0% __________________________________________________________________________________ - Other Accounts __________________________________________________________________________________ (i) Corporate Trust & Agency Accounts 0% 0% 6% 0% 0% 0 (j) All Other Activities 0% 0% 2% 0% 0% __________________________________________________________________________________ Subtotal - Other Accounts 0% 0% 8% 0% 0% __________________________________________________________________________________ 1 TABLE E-7 FIDUCIARY INCOME Reporting Year 1996 BANKS AND THRIFTS FILING SCHEDULE E PERCENTAGES OF TOTAL INCOME BY INCOME SIZE GROUP (continued) __________________________________________________________________________________ º Gross Income Size Groups ($ in Thousands) º º________________________________________________________________________________º º º º º ºUnder º º$50+ Million º$10-50 Million º$5-10 Million º$1-5 Million º$1 Million º º_______________º_______________º_______________º_______________º________________º - -____________________________________________________________________________________________________________________________________ 0 __________________________________________________________________________________ Total Settlements, Surcharges & Other Losses 1% 1% 15% 1% 0%