This report contains a single page set of summary ratios for each state as well as a page of national averages. The items are generally the same as those presented on the UBPR "Summary Ratios" page, plus three more ratios on non-current loans and leases. The report is in two sections Commercial Banks and FDIC Supervised Savings Banks. Each state's page presents statewide ratio averages for either the Commercial Banks or FDIC Supervised Savings Banks for five dates, plus averages for three asset-size groups in the state for the latest date. The methodology for calculating state averages is identical to that for calculating peer group averages. The report also presents a page of national averages for each group. FDIC produces this report quarterly.