Category Terminology

New Institutions: Newly established and / or newly chartered de novo institutions that did not previously exist under a different charter.

Business Combination: The combination of two or more financial institutions.

Purchase and Assumption of Branches: The acquisition of certain assets and the taking of responsibility for certain deposit liabilities usually associated with specific branches of a financial institution.

Main Office Relocations: The change in location associated with the charter of an institution.

Title Changes: A new name given a financial institution.

Conversions: A change in charter, supervisory agent, insurance status, entity type, regulatory agency, and / or regulatory membership which results in a classification change.

Liquidations/Closings: Financial Institutions which voluntarily liquidate or close.

Trust Powers: The authority to engage in the trust business.

Branch Office Relocation: A change in location of a branch office of an institution.

Office Opening: Established branches of financial institutions.

Office Closing: Branches of financial institutions no longer in existence.

Summary of Changes by Institution Class: Category totals listed by institution classification.

Line Item Terminology

ADDRESS: The street address (physical location) of the institution.

CERT. NUMBER: A unique number assigned by the FDIC that is used for institution identification purposes and for the issuance of FDIC deposit insurance certificates.

CHARTER AUTHORITY: An abbreviation indicating the chartering agency of the institution. Values are listed below.

OCC = Comptroller of the Currency

OTS = Office of Thrift Supervision (This field will show a value of 'OTS' even though the institutions were chartered by the FSLIC prior to August 9, 1989.) OTS End Effective Date: July 21, 2011

SOVER = Foreign Country

STATE = One of the 50 States, Territories or Districts of the U.S.

CLASS: A one or two character abbreviation indicating a major grouping of institutions based on PRIMARY FEDERAL SUPERVISOR, CHARTER, FEDERAL RESERVE SYSTEM MEMBERSHIP, INSURANCE(1), International Banking Act (IBA) CODE, AND ORGANIZATION TYPE.

N = Insured Commercial Bank, National, Member FRS

SM = Insured Commercial Bank, State, Member FRS

NM = Insured Commercial Bank, State, Not Member FRS

SI = Insured Stock and Mutual Savings Banks

SB = Insured Savings Banks

SL = Insured Savings and Loan Associations

OI = Other Insured Institutions (IBA)

NC = Non-insured Institutions

NS = Non-insured Savings Associations

CLASS CODE: A two digit number, the first of which identifies a major category of institutions, the second of which discriminates within that category.

03 = National bank, member of FRS

13 = State commercial bank, member of the FRS

15 = State industrial bank, member of the FRS

21 = State commercial bank, not member of FRS

23 = State industrial bank, not member of FRS

33 = Federal chartered stock savings bank

34 = Federal chartered mutual savings bank

35 = State chartered stock savings and loan association

36 = State chartered mutual savings and loan association

37 = Federal chartered stock savings and loan association

38 = Federal chartered mutual savings & loan association

41 = State chartered stock savings bank

42 = State chartered mutual savings bank

43 = Federal chartered stock savings bank

44 = Federal chartered mutual savings bank

50 = OCC chartered non-deposit trust company

CITY: The name of the city or town in which the office is physically located.

COUNTY/COUNTY #: The FIPS full alpha name of the county and county number in which the institution is physically located.

DATE TYPE: A particular date.

EFFECTIVE DATE: The date the transaction became active.

PROCESSED DATE: The date the transaction was entered into the source system.

FDIC SUPERVISORY REGION: The two digit number indicating the FDIC Division of Supervision Region in which an institution's main office is located.

02 = New York

05 = Atlanta

09 = Chicago

11 = Kansas City

13 = Dallas

14 = San Francisco

16 = Office of Complex Financial Institutions (CFI)

FDIC Insured: Does the institution have FDIC Insurance? The FDIC protects depositors of insured institutions against the loss of their deposits in the event of a bank failure (up to the insurance limit).

INSTITUTION NAME: The entire legal name of the institution.

OFFICE NAME: The name of the office or branch.

PRIMARY SUPERVISORY: Character abbreviation indicating the primary supervisory agency.

OCC = Comptroller of the Currency

OTS = Office of Thrift Supervision

FDIC = Federal Deposit Insurance Corporation

FED = Federal Reserve System

STATE = One of the Fifty States, Commonwealth Territories, or District of the United States

SERVICE TYPE: A code indicating the type of service offered by an office. Full services offices accept deposits, make loans, open/close accounts, have a loan officer on site, have normal hours and a full time staff. Limited service offices have some, but not all of these features.

11 = Full service brick and mortar office
12 = Full service retail office
13 = Full service cyber office
21 = Limited service administrative office
22 = Limited service military facility
23 = Limited service drive through or detached facility
24 = Limited service loan production office
25 = Limited service consumer credit office
26 = Limited service contractual office
27 = Limited service messenger office
28 = Limited service retail office
29 = Limited service mobile office
30 = Limited service trust office

STATE: The postal abbreviation of the State in which the institution is physically located.

ZIP: The five digit code.